Filed Pursuant to Rule 424(b)(3)
Registration No. 333-180899
AXA Equitable Life Insurance Company
SUPPLEMENT DATED AUGUST 13, 2014, TO THE PROSPECTUS FOR STRUCTURED CAPITAL
STRATEGIES(R) PROSPECTUS DATED AUGUST 1, 2014
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This Supplement modifies certain information in the above-referenced current
Prospectus, Supplements to the Prospectus and Statement of Additional
Information, as previously supplemented (together the "Prospectus"). The
Prospectus and Statement of Additional Information are hereby incorporated by
reference, respectively. You should read this Supplement in conjunction with
the Prospectus and retain it for future reference. Unless otherwise indicated,
all other information included in the Prospectus remains unchanged. The terms
and section headings we use in this Supplement have the same meaning as in the
Prospectus. We will send you another copy of any prospectus or supplement
without charge upon request. Please contact the customer service center
referenced in your Prospectus.
Please note the following:
As of August 25, 2014, the following features are available to Structured
Capital Strategies contract owners in Pennsylvania:
.. Choice Segments
.. The Financial Select Sector SPDR(R) Fund 1-year Segment with a -10% buffer
In addition, Qualified Plan (Defined Benefit and Defined Contribution)
endorsements are available for new contracts.
To reflect these changes, the "Pennsylvania" section of "Appendix II: State
contract availability and/or variations of certain features and benefits" in
the Prospectus is replaced in its entirety with the following:
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STATE FEATURES AND BENEFITS AVAILABILITY OR VARIATION
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PENNSYLVANIA Contributions Your contract refers to
contributions as premiums.
See "Disability, terminal The Withdrawal Charge Waiver
illness or confinement to does not apply during the first
nursing home" in "Charges and 12 months of the contract with
expenses" (For Series B contracts respect to the Social Security
only) Disability Waiver, the Six Month
Life Expectancy Waiver, or if
the owner is confined to a
nursing home during such period.
Required disclosure for Any person who knowingly and
Pennsylvania customers with intent to defraud any
insurance company or other
person files an application for
insurance or statement of claim
containing any materially false
information or conceals for the
purpose of misleading,
information concerning any fact
material thereto commits a
fraudulent insurance act, which
is a crime and subjects such
person to criminal and civil
penalties.
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Structured Capital Strategies(R) is issued by and is a registered service mark
of AXA Equitable Life Insurance Company (AXA Equitable).
Co-distributed by affiliates AXA Advisors, LLC and AXA Distributors, LLC.
1290 Avenue of the Americas, New York, NY 10104.
Copyright 2014 AXA Equitable Life Insurance Company. All rights reserved.
AXA Equitable Life Insurance Company
1290 Avenue of the Americas, New York, NY 10104
(212) 554-1234
IM-13-14 (8/14) 153068 (8/14)
SCS SUP NewBiz/In Force #774744
AXA Equitable Life Insurance Company
SUPPLEMENT DATED AUGUST 13, 2014, TO THE PROSPECTUS FOR STRUCTURED CAPITAL
STRATEGIES(R) PROSPECTUS DATED MAY 1, 2014
--------------------------------------------------------------------------------
This Supplement modifies certain information in the above-referenced current
Prospectus, Supplements to the Prospectus and Statement of Additional
Information, as previously supplemented (together the "Prospectus"). The
Prospectus and Statement of Additional Information are hereby incorporated by
reference, respectively. You should read this Supplement in conjunction with
the Prospectus and retain it for future reference. Unless otherwise indicated,
all other information included in the Prospectus remains unchanged. The terms
and section headings we use in this Supplement have the same meaning as in the
Prospectus. We will send you another copy of any prospectus or supplement
without charge upon request. Please contact the customer service center
referenced in your Prospectus.
Please note the following:
As of August 25, 2014, the following features are available to Structured
Capital Strategies contract owners in Pennsylvania:
.. Choice Segments
.. The Financial Select Sector SPDR(R) Fund 1-year Segment with a -10% buffer
In addition, Qualified Plan (Defined Benefit and Defined Contribution)
endorsements are available for new contracts.
To reflect these changes, the "Pennsylvania" section of "Appendix II: State
contract availability and/or variations of certain features and benefits" in
the Prospectus is replaced in its entirety with the following:
---------------------------------------------------------------------------------
STATE FEATURES AND BENEFITS AVAILABILITY OR VARIATION
---------------------------------------------------------------------------------
PENNSYLVANIA Contributions Your contract refers to
contributions as premiums.
See "Disability, terminal The Withdrawal Charge Waiver
illness or confinement to does not apply during the first
nursing home" in "Charges and 12 months of the contract with
expenses" (For Series B contracts respect to the Social Security
only) Disability Waiver, the Six Month
Life Expectancy Waiver, or if
the owner is confined to a
nursing home during such period.
Required disclosure for Any person who knowingly and
Pennsylvania customers with intent to defraud any
insurance company or other
person files an application for
insurance or statement of claim
containing any materially false
information or conceals for the
purpose of misleading,
information concerning any fact
material thereto commits a
fraudulent insurance act, which
is a crime and subjects such
person to criminal and civil
penalties.
---------------------------------------------------------------------------------
Structured Capital Strategies(R) is issued by and is a registered service mark
of AXA Equitable Life Insurance Company (AXA Equitable).
Co-distributed by affiliates AXA Advisors, LLC and AXA Distributors, LLC.
1290 Avenue of the Americas, New York, NY 10104.
Copyright 2014 AXA Equitable Life Insurance Company. All rights reserved.
AXA Equitable Life Insurance Company
1290 Avenue of the Americas, New York, NY 10104
(212) 554-1234
IM-15-14 (8/14) 153071 (8/14)
SCS SUP /In Force (SAR) #772875