[LOGO OF K&L GATES] Kirkpatrick & Lockhart Preston Gates Ellis LLP 1601 K Street NW Washington, DC 20006-1600 T 202.778.9000 www.klgates.com Diane E. Ambler 202.778.9886 Fax: 202.778.9100 diane.ambler@klgates.com February 4, 2015 EDGAR FILING United States Securities and Exchange Commission 100 F Street, NE Washington, DC 20549 Re: MetLife Insurance Company USA Form S-3 Registration Statement File No. 333-____________ Dear Sir or Madam: On behalf of MetLife Insurance Company USA ("MetLife"), transmitted herewith for filing, pursuant to the requirements of Section 10(a) of the Securities Act of 1933, as amended (the "1933 Act") and Rule 101(a) of Regulation S-T, is a conformed electronic format copy of a registration statement on Form S-3 (the "Registration Statement") with respect to the Registered Fixed Account Option ("RFAO"), which has a market value adjustment feature and which is available in conjunction with certain group variable annuity contracts issued by MetLife. The Registration Statement has been filed in accordance with Rule 413 under the 1933 Act to register additional securities in the same class as already in effect for RFAO pursuant to a registration statement filed on Form S-3 (SEC File No. 333-178886). The existing disclosure has been updated as necessary and has otherwise not materially changed. The Registration Statement includes a delaying amendment in accordance with Rule 473 under the 1933 Act. MetLife requests that the Securities and Exchange Commission declare the Registration Statement effective May 1, 2015 or as soon thereafter as practicable. MetLife intends to file a pre-effective amendment in early April to (i) provide the requisite financial statements and consents and (ii) address any comments raised by the Commission staff. This transmission contains conformed signature pages, the manually signed originals of which are maintained at MetLife's offices. Please contact Andras P. Teleki at (202) 778-9477 or the undersigned at (202) 778-9886 with any questions comments. Sincerely, /s/ Diane E. Ambler --------------------------------- Diane E. Ambler Enclosure cc Sonny Oh, SEC