FILED PURSUANT TO RULE 424(B)(3)
REGISTRATION NO. 333-195439
AXA Equitable Life Insurance Company
Supplement dated November 15, 2016 to the current variable annuities
prospectuses
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This Supplement updates certain information in the most recent prospectus and
statement of additional information you received and in any supplements to that
prospectus and statement of additional information (collectively, the
''Prospectus''). You should read this Supplement in conjunction with the
Prospectus and retain it for future reference. Unless otherwise indicated, all
other information included in the Prospectus remains unchanged and the
Prospectus is hereby incorporated by reference. The terms and section headings
we use in this Supplement have the same meaning as in the Prospectus. We will
send you another copy of any prospectus or supplement without charge upon
request. Please contact the customer service group referenced in the Prospectus.
The purpose of this Supplement is to provide you with information regarding
certain changes to the Prospectus. As applicable to your contract, please note
the following changes:
A. Ivy Funds Variable Insurance Portfolios ("Portfolio") Name and Sub-Adviser
Changes
Effective September 30, 2016, all references in the Prospectus to the name of
Ivy Funds Variable Insurance Portfolios were changed to Ivy Variable Insurance
Portfolios. Also, the names and/or sub-advisers of the Portfolios were also
changed as described in the table below. Accordingly, all references to the
corresponding Portfolios are also changed*:
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Current Portfolio
Name New Portfolio Name Replaced Sub-Adviser New Sub-Adviser
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Ivy Funds VIP Asset Ivy VIP Asset Strategy Waddell & Reed Investment Ivy Investment Management
Strategy Management Company (WRIMCO) Company (IICO)
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Ivy Funds VIP Ivy VIP Dividend Opportunities Waddell & Reed Investment Ivy Investment Management
Dividend Management Company (WRIMCO) Company (IICO)
Opportunities
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Ivy Funds VIP Energy Ivy VIP Energy Waddell & Reed Investment Ivy Investment Management
Management Company (WRIMCO) Company (IICO)
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Ivy Funds VIP Ivy VIP Global Natural Resources Waddell & Reed Investment Ivy Investment Management
Global Natural Management Company (WRIMCO) Company (IICO)
Resources
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Ivy Funds VIP High Ivy VIP High Income Waddell & Reed Investment Ivy Investment Management
Income Management Company (WRIMCO) Company (IICO)
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Ivy Funds VIP Micro Ivy VIP Micro Cap Growth Waddell & Reed Investment Ivy Investment Management
Cap Growth Management Company (WRIMCO) Company (IICO)
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Ivy Funds VIP Mid Ivy VIP Mid Cap Growth Waddell & Reed Investment Ivy Investment Management
Cap Growth Management Company (WRIMCO) Company (IICO)
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Ivy Funds VIP Ivy VIP Science and Technology Waddell & Reed Investment Ivy Investment Management
Science and Management Company (WRIMCO) Company (IICO)
Technology
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Ivy Funds VIP Small Ivy VIP Small Cap Growth Waddell & Reed Investment Ivy Investment Management
Cap Growth Management Company (WRIMCO) Company (IICO)
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Please see "The Portfolios of the Trusts" in your Prospectus for more
information.
* The name changes will occur on AXA Equitable's system on or about
December 9, 2016.
IM-16-16 (11/16) Catalog No.155832 (11/16)
Global Individual
Annuities/RIA/MO/MO+ -
Inforce/New Biz #80661
AR Mail
B. Name and/or Sub-Adviser Changes to EQ Advisors Trust Portfolios
("Portfolios")
On or about December 9, 2016, subject to regulatory approval, all references in
the Prospectus to the names and/or sub-advisers of the Portfolios will be
changed as described in the table below. Accordingly, all references to the
corresponding Portfolios are also changed*:
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Current Portfolio
Name New Portfolio Name Replaced Sub-Adviser New Sub-Adviser(s)
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EQ/Calvert Socially 1290 VT Socially Responsible Calvert Investment BlackRock Investment
Responsible Portfolio Management, Inc. Management, LLC
Portfolio
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AXA Large Cap No Change Wells Capital Management, Inc. HS Management Partners, LLC
Growth Managed Polen Capital Management, LLC
Volatility
Portfolio
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EQ/Morgan Stanley AXA/Janus Enterprise Portfolio Morgan Stanley Investment Janus Capital Management LLC
Mid Cap Growth Management Inc.
Portfolio
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EQ/Wells Fargo AXA/ClearBridge Large Cap Wells Capital Management, Inc. ClearBridge Investments, LLC
Omega Growth Growth Portfolio
Portfolio
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AXA Equitable Funds Management Group, LLC will continue to be the Investment
Manager of the Portfolios. Also, please see "The Portfolios of the Trusts" in
your Prospectus for more information.
* The name changes will occur on AXA Equitable's system on or about
December 9, 2016.
Distributed by affiliate AXA Advisors, LLC and for certain contracts
co-distributed by affiliate
AXA Distributors, LLC
1290 Avenue of the Americas
New York, NY 10104.
Copyright 2016 AXA Equitable Life Insurance Company.
All rights reserved.
AXA Equitable Life Insurance Company
1290 Avenue of the Americas
New York, NY 10104
212-554-1234
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