Filed Pursuant to Rule 424(b)(3)
Registration No. 333-215332

AXA Equitable Life Insurance Company

Supplement dated March 8, 2017 to the Current Prospectus for Structured Capital
Strategies(R) 16 dated May 1, 2016

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This Supplement modifies certain information in the above-referenced Prospectus
(the "Prospectus") offered by AXA Equitable Life Insurance Company ("AXA
Equitable"). You should read this Supplement in conjunction with your
Prospectus and retain it for future reference. This Supplement incorporates the
Prospectus by reference. Unless otherwise indicated, all other information
included in your Prospectus remains unchanged. The terms we use in this
Supplement have the same meaning as in your Prospectus. We will send you
another copy of any prospectus or supplement without charge upon request.
Please contact the customer service center at 877-899-3743.

The purpose of this Supplement is to provide you with information regarding a
new Index and two new Segment Types:

New Index:

On or about April 10, 2017, the iShares(R) MSCI EAFE ETF is being added as a
new Index (not available in New York).

New Annual Lock Segment Types:

On or about April 10, 2017, the Russell 2000(R) Price Return Index Annual
Lock/5 year annual lock/-10% and iShares(R) MSCI EAFE ETF Annual Lock/5 year
annual lock/-10% are being added as new Segment Types offered under Series B
contracts.

Please note the following changes to the Prospectus:

1. The following hereby replaces the corresponding chart in "What is Structured
Capital Strategies(R) 16?":

We currently offer the Structured Investment Option using the following
indices:

Indices

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. S&P 500 Price Return Index

. Russell 2000(R) Price Return Index

. MSCI EAFE Price Return Index

. NASDAQ-100 Price Return Index

. MSCI Emerging Markets Price Return Index

. iShares(R) Dow Jones U.S. Real Estate Index Fund

. Financial Select Sector SPDR(R) Fund

. Energy Select Sector SPDR(R) Fund

. SPDR(R) Gold Shares

. iShares(R) MSCI EAFE ETF
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2. The following hereby amends the corresponding bullet points in "Structured
Capital Strategies(R) at a glance -- key features -- Structured Investment
Option":

.. We currently offer a total of 30 Segment Types, of which 30 are offered
under Series B contracts and 20 are offered under Series C and Series ADV
contracts.

.. An "Index" is used to determine the Segment Rate of Return for a Segment.
We currently offer Segment Types based on the performance of (1) securities
indices and (2) exchange-traded funds. In the future, we may offer Segment
Types based on other types of Indices. The Indices are as follows:

-- S&P 500 Price Return Index;

-- Russell 2000(R) Price Return Index;

-- MSCI EAFE Price Return Index;

-- NASDAQ-100 Price Return Index;

-- MSCI Emerging Markets Price Return Index;

-- iShares(R) Dow Jones U.S. Real Estate Index Fund;

-- Financial Select Sector SPDR(R) Fund;

-- Energy Select Sector SPDR(R) Fund;

-- SPDR(R) Gold Shares; and

-- iShares(R) MSCI EAFE ETF.

3. The following hereby supplements the information in "Risk factors":

.. If you invest in a Segment that provides performance tied to the
performance of the iShares(R) MSCI EAFE ETF, you should consider the
following:

-- The performance of the iShares(R) MSCI EAFE ETF may not replicate the
performance of, and may underperform the MSCI EAFE Index (the
"underlying index"). The price of the iShares(R) MSCI EAFE ETF will
reflect expenses and fees that will reduce its relative performance.
Moreover, it is also possible that the iShares(R) MSCI EAFE ETF may
not fully replicate or may, in certain circumstances, diverge
significantly from the performance of the underlying index. Because
the return on your Segment Investment (subject to the Performance Cap
and downside Segment Buffer protection) is linked to the performance
of the iShares(R) MSCI EAFE ETF and not the underlying index, the
return on your Segment Investment may be less than that of an
alternative investment linked directly to the underlying index or the
components of the underlying index.

IM-27-17 (4/17) Cat #157134 (4/17)
SCS16/NB #274424

-- The investment objective and strategies of the iShares(R) MSCI EAFE
ETF are potentially subject to change.

-- The iShares(R) MSCI EAFE ETF invests in foreign securities. Foreign
securities involve risks not associated with U.S. securities. Foreign
markets may be less liquid, more volatile and subject to less
government supervision than domestic markets. Differences between U.S.
and foreign legal, political and economic systems, regulatory regimes
and market practices also may impact security values. There are
greater risks involved with investments linked to emerging market
countries and/or their securities markets. Investments in these
countries and/or markets may present market, credit, currency,
liquidity, legal, political, technical and other risks different from,
or greater than, the risks of investing in developed countries.

4. THE FOLLOWING HEREBY AMENDS THE CORRESPONDING SECTIONS IN "CONTRACT FEATURES
AND BENEFITS -- STRUCTURED INVESTMENT OPTION":

SEGMENT TYPES

You can invest in Standard Segment Types, Annual Lock Segment Types and
Choice Segment Types. We currently offer a total of 30 Segment Types, of
which 30 are offered under Series B contracts and 20 are offered under
Series C and Series ADV contracts. Not all Segment Types (or Segments) are
available for each Series. We are not obligated to offer any one particular
Segment Type. Also, we are not obligated to offer any Segment Types. Each
investment in a Segment Type that starts on a particular Segment Start Date
is referred to as a Segment.

The following chart lists the current Standard Segment Types:

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INDEX SEGMENT DURATION SEGMENT BUFFER
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S&P 500 Price Return Index 1 year -10%
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Russell 2000(R) Price Return 1 year -10%
Index
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MSCI EAFE Price Return Index 1 year -10%
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NASDAQ-100 Price Return Index 1 year -10%
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MSCI Emerging Markets Price 1 year -10%
Return Index
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iShares(R) Dow Jones U.S. 1 year -10%
Real Estate Index Fund
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Financial Select Sector 1 year -10%
SPDR(R) Fund
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Energy Select Sector SPDR(R) 1 year -10%
Fund
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SPDR(R) Gold Shares 1 year -10%
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S&P 500 Price Return Index 3 year -10%; -20%
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Russell 2000(R) Price Return 3 year -10%; -20%
Index
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MSCI EAFE Price Return Index 3 year -10%
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S&P 500 Price Return Index 5 year -10%; -20%; -30%
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Russell 2000(R) Price Return 5 year -10%; -20%; -30%
Index
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MSCI EAFE Price Return Index* 5 year -10%
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* Not available for Series C and Series ADV.

The following chart lists the current Annual Lock Segment Types:

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INDEX SEGMENT DURATION ANNUAL BUFFER
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S&P 500 Price Return Index 5 year -10%
Annual Lock*
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Russell 2000(R) Price Return 5 year -10%
Index Annual Lock*
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iShares(R) MSCI EAFE ETF 5 year -10%
Annual Lock*
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* Not available for Series C and Series ADV.

The following chart lists the current Choice Segment Types:

Choice S&P 500 Price Return 5 year -10%; -15%; -25%
Index*
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Choice Russell 2000(R) Price 5 year -10%; -15%; -25%
Return Index*
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* Not available for Series C and Series ADV.

5. THE FOLLOWING HEREBY SUPPLEMENTS THE INFORMATION IN "CONTRACT FEATURES AND
BENEFITS -- STRUCTURED INVESTMENT OPTION -- INDICES -- EXCHANGE-TRADED
FUNDS":

ISHARES(R) MSCI EAFE ETF. The iShares(R) MSCI EAFE ETF seeks investment
results that correspond generally to the performance of the MSCI EAFE Index,
which is the underlying index. The underlying index is composed of large and
mid-capitalization developed market equities,

including Europe, Australasia and the Far East and excluding the
United States and Canada. The iShares(R) MSCI EAFE ETF is an exchange-traded
fund. The performance of the iShares(R) MSCI EAFE ETF may not replicate the
performance of, and may underperform the underlying index. The price of the
iShares(R) MSCI EAFE ETF will reflect expenses and fees that will reduce its
relative performance. Moreover, it is also possible that the iShares(R) MSCI
EAFE ETF may not fully replicate or may, in certain circumstances, diverge
significantly from the performance of the underlying index. Because the
return on your Segment Investment (subject to the Performance Cap and
downside Segment Buffer protection) is linked to the performance of the
iShares(R) MSCI EAFE ETF and not the underlying index, the return on your
Segment Investment may be less than that of an alternative investment linked
directly to the underlying index or the components of the underlying index.
The investment performance of the iShares(R) MSCI EAFE ETF Segment is only
based on the closing share price of the Index Fund. The iShares(R) MSCI EAFE
ETF Segment does not include dividends and other distributions declared by
the Index Fund.

6. THE FOLLOWING HEREBY AMENDS THE CORRESPONDING SECTIONS IN "INCORPORATION OF
CERTAIN DOCUMENTS BY REFERENCE":

Our Annual Report on Form 10-K for the period ended December 31, 2015, our
Quarterly Reports on Form 10-Q for the quarterly periods ended March 31,
2016, June 30, 2016 and September 30, 2016, and our current reports on Form
8-K dated May 19, 2016, May 27, 2016, June 21, 2016, September 1, 2016,
November 18, 2016, December 16, 2016 and February 17, 2017 are considered to
be part of this Prospectus because they are incorporated by reference.

7. THE FOLLOWING HEREBY AMENDS THE CORRESPONDING SECTIONS IN "APPENDIX II:
STATE CONTRACT AVAILABILITY AND/OR VARIATIONS OF CERTAIN FEATURES AND
BENEFITS":

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NEW YORK See "Indices" under "Structured The following Indices are not
Investment Option" in "Contract available:
features and benefits"
. Financial Select Sector
SPDR(R) Fund

. iShares(R) Dow Jones U.S.
Real Estate Index Fund

. Energy Select Sector SPDR(R)
Fund

. SPDR(R) Gold Shares

. iShares(R) MSCI EAFE ETF
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Structured Capital Strategies(R) is issued by and is a registered service mark
of AXA Equitable Life Insurance Company (AXA Equitable).
Co-distributed by affiliates AXA Advisors, LLC and AXA Distributors, LLC.
1290 Avenue of the Americas, New York, NY 10104.

AXA Equitable Life Insurance Company
1290 Avenue of the Americas, New York, NY 10104
(212) 554-1234