REGISTRATION NO. 333-64749 REGISTRATION NO. 811-07659 ================================================================================ SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ----------------- FORM N-4 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 [X] Pre-Effective Amendment No. [_] Post-Effective Amendment No. 89 [X] AND/OR REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940 [X] Amendment No. 433 [X] (Check appropriate box or boxes) ----------------- SEPARATE ACCOUNT NO. 49 OF AXA EQUITABLE LIFE INSURANCE COMPANY (Exact Name of Registrant) ----------------- AXA EQUITABLE LIFE INSURANCE COMPANY (Name of Depositor) 1290 Avenue of the Americas, New York, New York 10104 (Address of Depositor's Principal Executive Offices) Depositor's Telephone Number, including Area Code: (212) 554-1234 ----------------- SHANE DALY VICE PRESIDENT AND ASSOCIATE GENERAL COUNSEL AXA Equitable Life Insurance Company 1290 Avenue of the Americas, New York, New York 10104 (Name and Address of Agent for Service) ----------------- It is proposed that this filing will become effective immediately upon filing pursuant to Rule 462(d). ================================================================================ NOTE This Post-Effective Amendment No. 89 ("PEA") to the Form N-4 Registration Statement No. 333-64749 ("Registration Statement") of AXA Equitable Life Insurance Company ("AXA Equitable") and its Separate Account No. 49 is being filed pursuant to Rule 462(d) under the Securities Act of 1933, as amended (the "Securities Act"), solely for the purpose of filing exhibits to the Registration Statement. Accordingly, this PEA consists only of a facing page, this explanatory note and Item 24(10)(a) of Part C of the Registration Statement on Form N-4 setting forth the exhibits to the Registration Statement. This PEA does not modify any other part of the Registration Statement. Pursuant to Rule 462(d) under the Securities Act, this PEA shall become effective immediately upon filing with the Securities and Exchange Commission. The contents of the Registration Statement are hereby incorporated by reference. PART C OTHER INFORMATION Item 24. The PEA does not amend or delete the currently effective Prospectus(es) or Statement(s) of Additional Information or supplements to the Prospectus(es), or any other part of the Registration Statement except as specifically noted herein. (Parts A, B and C of Post Effective Amendment Nos. 84 and 86 to the Form N-4 Registration Statement (File No. 333-64749), filed with the Commission on April 19, 2017 and on December 21, 2017 respectively, are incorporated by reference.) (b) Exhibits. The following exhibits correspond to those required by paragraph (b) of item 24 as to exhibits in Form N-4: 10. Other Opinions. (a) Consent of PricewaterhouseCoopers LLP, filed herewith. SIGNATURES As required by the Securities Act of 1933 and the Investment Company Act of 1940, the Registrant has duly caused this Amendment to the Registration Statement to be signed on its behalf, in the City and State of New York, on this 11th day of April, 2018. SEPARATE ACCOUNT NO. 49 OF AXA EQUITABLE LIFE INSURANCE COMPANY (Registrant) By: AXA Equitable Life Insurance Company (Depositor) By: /s/ Shane Daly ------------------------------ Shane Daly Vice President and Associate General Counsel SIGNATURES As required by the Securities Act of 1933 and the Investment Company Act of 1940, the Depositor has caused this Registration Statement to be signed on its behalf, by the undersigned, duly authorized, in the City and State of New York, on this 11th day of April, 2018. AXA EQUITABLE LIFE INSURANCE COMPANY (Depositor) By: /s/ Shane Daly ---------------------------------- Shane Daly Vice President and Associate General Counsel As required by the Securities Act of 1933 and the Investment Company Act of 1940, this Registration Statement has been signed by the following persons in the capacities and on the date indicated: PRINCIPAL EXECUTIVE OFFICER: *Mark Pearson Chairman of the Board, Chief Executive Officer, Director and President PRINCIPAL FINANCIAL OFFICER: *Anders B. Malmstrom Senior Executive Director and Chief Financial Officer PRINCIPAL ACCOUNTING OFFICER: *Andrea M. Nitzan Executive Director, Chief Accounting Officer and Controller *DIRECTORS: Thomas Buberl Bertram L. Scott Barbara Fallon-Walsh George Stansfield Daniel G. Kaye Richard C. Vaughan Kristi A. Matus Ramon de Oliveira Mark Pearson *By: /s/ Shane Daly -------------------------- Shane Daly Attorney-in-Fact April 11, 2018 EXHIBIT INDEX EXHIBIT NO. TAG VALUE ------- --------- 10(a) Consent of PricewaterhouseCoopers LLP