METROPOLITAN TOWER LIFE INSURANCE COMPANY
POWER OF ATTORNEY
Marlene Debel
President, Presiding Officer of the Board and Director
KNOW ALL MEN BY THESE PRESENTS, that I, Marlene Debel, President, Presiding
Officer of the Board and Director of Metropolitan Tower Life Insurance Company,
a Delaware company to be redomesticated to a Nebraska company on the close of
business of April 27, 2018 ("Metropolitan Tower"), do hereby constitute and
appoint Heather Harker, Piotr Urbanik and Lawrence Wolff, as my
attorney-in-fact and agent, each of whom may act individually and none of whom
is required to act jointly with any of the others, to sign and file on my
behalf and to execute and file any instrument or document required to be filed
as part of or in connection with or in any way related to, the registration
statements to be filed on Form N-4, N-6 or S-6, as the case may be (the "New
Registration Statements"), by Metropolitan Tower under the Securities Act of
1933 and the Investment Company Act of 1940 (as applicable), and any of all
amendments thereto, which New Registration Statements are being filed in
connection with the merger of General American Life Insurance Company ("GENAM")
into Metropolitan Tower, with Metropolitan Tower being the survivor of said
merger, and which New Registration Statements will relate to and replace as
successor registration statements the following existing registration
statements:
. General American Separate Account Two
File No. 002-39272 Individual Variable Annuity,
. General American Separate Account Eleven
File No. 033-10146 Flexible Premium VUL 95,
File No. 033-48550 Variable General Select Plus and Russell Select VUL,
File No. 033-84104 Flexible Premium VUL100,
File No. 333-53477 Flexible Premium VUL 98/00,
File No. 333-53673 Joint and Last Survivor VUL 98,
File No. 333-64216 Executive Benefit,
File No. 333-73672 American Vision Series VUL 2002,
File No. 333-83625 Destiny,
. General American Separate Account Twenty-Eight
File No. 033-54772 Variable Annuity,
. General American Separate Account Twenty-Nine
File No. 033-54774 Variable Annuity,
and to have full power and authority to do or cause to be done in my name,
place and stead each and every act and thing necessary or appropriate in order
to effectuate the same, as fully to all intents and purposes as I might or
could do in person, hereby ratifying and confirming all that said
attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.
AND FURTHERMORE,
I, Marlene Debel, do hereby constitute and appoint Heather Harker, Piotr
Urbanik and Lawrence Wolff, as my attorney-in-fact and agent, each of whom may
act individually and none of whom is required to act jointly with any of the
others, to sign and file on my behalf and to execute and file any instrument or
document required to be filed as part of or in connection with or in any way
related to, the post-effective amendments to existing registration statements
to be filed on Form N-4, N-6 or S-6, as the case may be (the "Amendments"), by
Metropolitan Tower as "Guarantor," with such Amendments being filed by
Metropolitan Life Insurance Company ("MLIC") or a prior affiliate of
Metropolitan Tower and MLIC, Brighthouse Life Insurance Company of NY ("BLNY"),
under the Securities Act of 1933 and the Investment Company Act of 1940 (as
applicable), and any of all amendments thereto, and which Amendments are being
filed in connection with the merger of General American Life Insurance Company
("GENAM") into Metropolitan Tower, with Metropolitan Tower being the survivor
of said merger, and which Amendments will reflect the succession of
Metropolitan Tower to GENAM as the guarantor of certain insurance contracts
registered on the following existing registration statements:
. BLNY Brighthouse Variable Annuity Account B
File No. 033-74174 First COVA VA, Custom Select, Russell Select and
Class VA,
Class AA and Class B,
File No. 333-96777 Class XC,
File No. 333-96785 Class L and Class L - 4 Year,
. MLIC Paragon Separate Account A
File No. 333-133674 AFIS,
File No. 333-133699 Group America Plus,
. MLIC Paragon Separate Account B
File No. 333-133671 Deutsche (DWS) C, Multi Manager C, Met Flex GVUL C,
Morgan
Stanley product, Putnam product, MFS product and Multi Manager III
(Aon),
File No. 333-133675 Deutsche (DWS) D, Multi Manager D, Met Flex GVUL D
and Multi Manager II,
. MLIC Paragon Separate Account C
File No. 333-133673 Fidelity C,
File No. 333-133678 Fidelity D,
. MLIC Paragon Separate Account D
File No. 333-133672 Individual Variable Life,
File No. 333-133698 Joint and Last Survivor Variable Life,
and to have full power and authority to do or cause to be done in my name,
place and stead each and every act and thing necessary or appropriate in order
to effectuate the same, as fully to all intents and purposes as I might or
could do in person, hereby ratifying and confirming all that said
attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 26/th/ day of April, 2018.
/s/ Marlene Debel
-----------------------------------
Marlene Debel
METROPOLITAN TOWER LIFE INSURANCE COMPANY
POWER OF ATTORNEY
Michael D. Borowski
Director
KNOW ALL MEN BY THESE PRESENTS, that I, Michael D. Borowski, Director of
Metropolitan Tower Life Insurance Company, a Delaware company to be
redomesticated to a Nebraska company on the close of business of April 27, 2018
("Metropolitan Tower"), do hereby constitute and appoint Heather Harker, Piotr
Urbanik and Lawrence Wolff, as my attorney-in-fact and agent, each of whom may
act individually and none of whom is required to act jointly with any of the
others, to sign and file on my behalf and to execute and file any instrument or
document required to be filed as part of or in connection with or in any way
related to, the registration statements to be filed on Form N-4, N-6 or S-6, as
the case may be (the "New Registration Statements"), by Metropolitan Tower
under the Securities Act of 1933 and the Investment Company Act of 1940 (as
applicable), and any of all amendments thereto, which New Registration
Statements are being filed in connection with the merger of General American
Life Insurance Company ("GENAM") into Metropolitan Tower, with Metropolitan
Tower being the survivor of said merger, and which New Registration Statements
will relate to and replace as successor registration statements the following
existing registration statements:
. General American Separate Account Two
File No. 002-39272 Individual Variable Annuity,
. General American Separate Account Eleven
File No. 033-10146 Flexible Premium VUL 95,
File No. 033-48550 Variable General Select Plus and Russell Select VUL,
File No. 033-84104 Flexible Premium VUL100,
File No. 333-53477 Flexible Premium VUL 98/00,
File No. 333-53673 Joint and Last Survivor VUL 98,
File No. 333-64216 Executive Benefit,
File No. 333-73672 American Vision Series VUL 2002,
File No. 333-83625 Destiny,
. General American Separate Account Twenty-Eight
File No. 033-54772 Variable Annuity,
. General American Separate Account Twenty-Nine
File No. 033-54774 Variable Annuity,
and to have full power and authority to do or cause to be done in my name,
place and stead each and every act and thing necessary or appropriate in order
to effectuate the same, as fully to all intents and purposes as I might or
could do in person, hereby ratifying and confirming all that said
attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.
AND FURTHERMORE,
I, Michael D. Borowski, do hereby constitute and appoint Heather Harker, Piotr
Urbanik and Lawrence Wolff, as my attorney-in-fact and agent, each of whom may
act individually and none of whom is required to act jointly with any of the
others, to sign and file on my behalf and to execute and file any instrument or
document required to be filed as part of or in connection with or in any way
related to, the post-effective amendments to existing registration statements
to be filed on Form N-4, N-6 or S-6, as the case may be (the "Amendments"), by
Metropolitan Tower as "Guarantor," with such Amendments being filed by
Metropolitan Life Insurance Company ("MLIC") or a prior affiliate of
Metropolitan Tower and MLIC, Brighthouse Life Insurance Company of NY ("BLNY"),
under the Securities Act of 1933 and the Investment Company Act of 1940 (as
applicable), and any of all amendments thereto, and which Amendments are being
filed in connection with the merger of General American Life Insurance Company
("GENAM") into Metropolitan Tower, with Metropolitan Tower being the survivor
of said merger, and which Amendments will reflect the succession of
Metropolitan Tower to GENAM as the guarantor of certain insurance contracts
registered on the following existing registration statements:
. BLNY Brighthouse Variable Annuity Account B
File No. 033-74174 First COVA VA, Custom Select, Russell Select and
Class VA,
Class AA and Class B,
File No. 333-96777 Class XC,
File No. 333-96785 Class L and Class L - 4 Year,
. MLIC Paragon Separate Account A
File No. 333-133674 AFIS,
File No. 333-133699 Group America Plus,
. MLIC Paragon Separate Account B
File No. 333-133671 Deutsche (DWS) C, Multi Manager C, Met Flex GVUL C,
Morgan
Stanley product, Putnam product, MFS product and Multi Manager III
(Aon),
File No. 333-133675 Deutsche (DWS) D, Multi Manager D, Met Flex GVUL D
and Multi Manager II,
. MLIC Paragon Separate Account C
File No. 333-133673 Fidelity C,
File No. 333-133678 Fidelity D,
. MLIC Paragon Separate Account D
File No. 333-133672 Individual Variable Life,
File No. 333-133698 Joint and Last Survivor Variable Life,
and to have full power and authority to do or cause to be done in my name,
place and stead each and every act and thing necessary or appropriate in order
to effectuate the same, as fully to all intents and purposes as I might or
could do in person, hereby ratifying and confirming all that said
attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 19 day of April, 2018.
/s/ Michael D. Borowski
-----------------------------------
Michael D. Borowski
METROPOLITAN TOWER LIFE INSURANCE COMPANY
POWER OF ATTORNEY
Frank Cassandra
Director
KNOW ALL MEN BY THESE PRESENTS, that I, Frank Cassandra, Director of
Metropolitan Tower Life Insurance Company, a Delaware company to be
redomesticated to a Nebraska company on the close of business of April 27, 2018
("Metropolitan Tower"), do hereby constitute and appoint Heather Harker, Piotr
Urbanik and Lawrence Wolff, as my attorney-in-fact and agent, each of whom may
act individually and none of whom is required to act jointly with any of the
others, to sign and file on my behalf and to execute and file any instrument or
document required to be filed as part of or in connection with or in any way
related to, the registration statements to be filed on Form N-4, N-6 or S-6, as
the case may be (the "New Registration Statements"), by Metropolitan Tower
under the Securities Act of 1933 and the Investment Company Act of 1940 (as
applicable), and any of all amendments thereto, which New Registration
Statements are being filed in connection with the merger of General American
Life Insurance Company ("GENAM") into Metropolitan Tower, with Metropolitan
Tower being the survivor of said merger, and which New Registration Statements
will relate to and replace as successor registration statements the following
existing registration statements:
. General American Separate Account Two
File No. 002-39272 Individual Variable Annuity,
. General American Separate Account Eleven
File No. 033-10146 Flexible Premium VUL 95,
File No. 033-48550 Variable General Select Plus and Russell Select VUL,
File No. 033-84104 Flexible Premium VUL100,
File No. 333-53477 Flexible Premium VUL 98/00,
File No. 333-53673 Joint and Last Survivor VUL 98,
File No. 333-64216 Executive Benefit,
File No. 333-73672 American Vision Series VUL 2002,
File No. 333-83625 Destiny,
. General American Separate Account Twenty-Eight
File No. 033-54772 Variable Annuity,
. General American Separate Account Twenty-Nine
File No. 033-54774 Variable Annuity,
and to have full power and authority to do or cause to be done in my name,
place and stead each and every act and thing necessary or appropriate in order
to effectuate the same, as fully to all intents and purposes as I might or
could do in person, hereby ratifying and confirming all that said
attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.
AND FURTHERMORE,
I, Frank Cassandra, do hereby constitute and appoint Heather Harker, Piotr
Urbanik and Lawrence Wolff, as my attorney-in-fact and agent, each of whom may
act individually and none of whom is required to act jointly with any of the
others, to sign and file on my behalf and to execute and file any instrument or
document required to be filed as part of or in connection with or in any way
related to, the post-effective amendments to existing registration statements
to be filed on Form N-4, N-6 or S-6, as the case may be (the "Amendments"), by
Metropolitan Tower as "Guarantor," with such Amendments being filed by
Metropolitan Life Insurance Company ("MLIC") or a prior affiliate of
Metropolitan Tower and MLIC, Brighthouse Life Insurance Company of NY ("BLNY"),
under the Securities Act of 1933 and the Investment Company Act of 1940 (as
applicable), and any of all amendments thereto, and which Amendments are being
filed in connection with the merger of General American Life Insurance Company
("GENAM") into Metropolitan Tower, with Metropolitan Tower being the survivor
of said merger, and which Amendments will reflect the succession of
Metropolitan Tower to GENAM as the guarantor of certain insurance contracts
registered on the following existing registration statements:
. BLNY Brighthouse Variable Annuity Account B
File No. 033-74174 First COVA VA, Custom Select, Russell Select and
Class VA,
Class AA and Class B,
File No. 333-96777 Class XC,
File No. 333-96785 Class L and Class L - 4 Year,
. MLIC Paragon Separate Account A
File No. 333-133674 AFIS,
File No. 333-133699 Group America Plus,
. MLIC Paragon Separate Account B
File No. 333-133671 Deutsche (DWS) C, Multi Manager C, Met Flex GVUL C,
Morgan
Stanley product, Putnam product, MFS product and Multi Manager III
(Aon),
File No. 333-133675 Deutsche (DWS) D, Multi Manager D, Met Flex GVUL D
and Multi Manager II,
. MLIC Paragon Separate Account C
File No. 333-133673 Fidelity C,
File No. 333-133678 Fidelity D,
. MLIC Paragon Separate Account D
File No. 333-133672 Individual Variable Life,
File No. 333-133698 Joint and Last Survivor Variable Life,
and to have full power and authority to do or cause to be done in my name,
place and stead each and every act and thing necessary or appropriate in order
to effectuate the same, as fully to all intents and purposes as I might or
could do in person, hereby ratifying and confirming all that said
attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 18/th/ day of April, 2018.
/s/ Frank Cassandra
-----------------------------------
Frank Cassandra
METROPOLITAN TOWER LIFE INSURANCE COMPANY
POWER OF ATTORNEY
Andrew Kaniuk
Senior Vice President and Director
KNOW ALL MEN BY THESE PRESENTS, that I, Andrew Kaniuk, Senior Vice President
and Director of Metropolitan Tower Life Insurance Company, a Delaware company
to be redomesticated to a Nebraska company on the close of business of
April 27, 2018 ("Metropolitan Tower"), do hereby constitute and appoint Heather
Harker, Piotr Urbanik and Lawrence Wolff, as my attorney-in-fact and agent,
each of whom may act individually and none of whom is required to act jointly
with any of the others, to sign and file on my behalf and to execute and file
any instrument or document required to be filed as part of or in connection
with or in any way related to, the registration statements to be filed on Form
N-4, N-6 or S-6, as the case may be (the "New Registration Statements"), by
Metropolitan Tower under the Securities Act of 1933 and the Investment Company
Act of 1940 (as applicable), and any of all amendments thereto, which New
Registration Statements are being filed in connection with the merger of
General American Life Insurance Company ("GENAM") into Metropolitan Tower, with
Metropolitan Tower being the survivor of said merger, and which New
Registration Statements will relate to and replace as successor registration
statements the following existing registration statements:
. General American Separate Account Two
File No. 002-39272 Individual Variable Annuity,
. General American Separate Account Eleven
File No. 033-10146 Flexible Premium VUL 95,
File No. 033-48550 Variable General Select Plus and Russell Select VUL,
File No. 033-84104 Flexible Premium VUL100,
File No. 333-53477 Flexible Premium VUL 98/00,
File No. 333-53673 Joint and Last Survivor VUL 98,
File No. 333-64216 Executive Benefit,
File No. 333-73672 American Vision Series VUL 2002,
File No. 333-83625 Destiny,
. General American Separate Account Twenty-Eight
File No. 033-54772 Variable Annuity,
. General American Separate Account Twenty-Nine
File No. 033-54774 Variable Annuity,
and to have full power and authority to do or cause to be done in my name,
place and stead each and every act and thing necessary or appropriate in order
to effectuate the same, as fully to all intents and purposes as I might or
could do in person, hereby ratifying and confirming all that said
attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.
AND FURTHERMORE,
I, Andrew Kaniuk, do hereby constitute and appoint Heather Harker, Piotr
Urbanik and Lawrence Wolff, as my attorney-in-fact and agent, each of whom may
act individually and none of whom is required to act jointly with any of the
others, to sign and file on my behalf and to execute and file any instrument or
document required to be filed as part of or in connection with or in any way
related to, the post-effective amendments to existing registration statements
to be filed on Form N-4, N-6 or S-6, as the case may be (the "Amendments"), by
Metropolitan Tower as "Guarantor," with such Amendments being filed by
Metropolitan Life Insurance Company ("MLIC") or a prior affiliate of
Metropolitan Tower and MLIC, Brighthouse Life Insurance Company of NY ("BLNY"),
under the Securities Act of 1933 and the Investment Company Act of 1940 (as
applicable), and any of all amendments thereto, and which Amendments are being
filed in connection with the merger of General American Life Insurance Company
("GENAM") into Metropolitan Tower, with Metropolitan Tower being the survivor
of said merger, and which Amendments will reflect the succession of
Metropolitan Tower to GENAM as the guarantor of certain insurance contracts
registered on the following existing registration statements:
. BLNY Brighthouse Variable Annuity Account B
File No. 033-74174 First COVA VA, Custom Select, Russell Select and
Class VA,
Class AA and Class B,
File No. 333-96777 Class XC,
File No. 333-96785 Class L and Class L - 4 Year,
. MLIC Paragon Separate Account A
File No. 333-133674 AFIS,
File No. 333-133699 Group America Plus,
. MLIC Paragon Separate Account B
File No. 333-133671 Deutsche (DWS) C, Multi Manager C, Met Flex GVUL C,
Morgan
Stanley product, Putnam product, MFS product and Multi Manager III
(Aon),
File No. 333-133675 Deutsche (DWS) D, Multi Manager D, Met Flex GVUL D
and Multi Manager II,
. MLIC Paragon Separate Account C
File No. 333-133673 Fidelity C,
File No. 333-133678 Fidelity D,
. MLIC Paragon Separate Account D
File No. 333-133672 Individual Variable Life,
File No. 333-133698 Joint and Last Survivor Variable Life,
and to have full power and authority to do or cause to be done in my name,
place and stead each and every act and thing necessary or appropriate in order
to effectuate the same, as fully to all intents and purposes as I might or
could do in person, hereby ratifying and confirming all that said
attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 18 day of April, 2018.
/s/ Andrew Kaniuk
-----------------------------------
Andrew Kaniuk
METROPOLITAN TOWER LIFE INSURANCE COMPANY
POWER OF ATTORNEY
John D. McCallion
Executive Vice President, Treasurer and Director
KNOW ALL MEN BY THESE PRESENTS, that I, John D. McCallion, Executive Vice
President, Treasurer and Director of Metropolitan Tower Life Insurance Company,
a Delaware company to be redomesticated to a Nebraska company on the close of
business of April 27, 2018 ("Metropolitan Tower"), do hereby constitute and
appoint Heather Harker, Piotr Urbanik and Lawrence Wolff, as my
attorney-in-fact and agent, each of whom may act individually and none of whom
is required to act jointly with any of the others, to sign and file on my
behalf and to execute and file any instrument or document required to be filed
as part of or in connection with or in any way related to, the registration
statements to be filed on Form N-4, N-6 or S-6, as the case may be (the "New
Registration Statements"), by Metropolitan Tower under the Securities Act of
1933 and the Investment Company Act of 1940 (as applicable), and any of all
amendments thereto, which New Registration Statements are being filed in
connection with the merger of General American Life Insurance Company ("GENAM")
into Metropolitan Tower, with Metropolitan Tower being the survivor of said
merger, and which New Registration Statements will relate to and replace as
successor registration statements the following existing registration
statements:
. General American Separate Account Two
File No. 002-39272 Individual Variable Annuity,
. General American Separate Account Eleven
File No. 033-10146 Flexible Premium VUL 95,
File No. 033-48550 Variable General Select Plus and Russell Select VUL,
File No. 033-84104 Flexible Premium VUL100,
File No. 333-53477 Flexible Premium VUL 98/00,
File No. 333-53673 Joint and Last Survivor VUL 98,
File No. 333-64216 Executive Benefit,
File No. 333-73672 American Vision Series VUL 2002,
File No. 333-83625 Destiny,
. General American Separate Account Twenty-Eight
File No. 033-54772 Variable Annuity,
. General American Separate Account Twenty-Nine
File No. 033-54774 Variable Annuity,
and to have full power and authority to do or cause to be done in my name,
place and stead each and every act and thing necessary or appropriate in order
to effectuate the same, as fully to all intents and purposes as I might or
could do in person, hereby ratifying and confirming all that said
attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.
AND FURTHERMORE,
I, John D. McCallion, do hereby constitute and appoint Heather Harker, Piotr
Urbanik and Lawrence Wolff, as my attorney-in-fact and agent, each of whom may
act individually and none of whom is required to act jointly with any of the
others, to sign and file on my behalf and to execute and file any instrument or
document required to be filed as part of or in connection with or in any way
related to, the post-effective amendments to existing registration statements
to be filed on Form N-4, N-6 or S-6, as the case may be (the "Amendments"), by
Metropolitan Tower as "Guarantor," with such Amendments being filed by
Metropolitan Life Insurance Company ("MLIC") or a prior affiliate of
Metropolitan Tower and MLIC, Brighthouse Life Insurance Company of NY ("BLNY"),
under the Securities Act of 1933 and the Investment Company Act of 1940 (as
applicable), and any of all amendments thereto, and which Amendments are being
filed in connection with the merger of General American Life Insurance Company
("GENAM") into Metropolitan Tower, with Metropolitan Tower being the survivor
of said merger, and which Amendments will reflect the succession of
Metropolitan Tower to GENAM as the guarantor of certain insurance contracts
registered on the following existing registration statements:
. BLNY Brighthouse Variable Annuity Account B
File No. 033-74174 First COVA VA, Custom Select, Russell Select and
Class VA,
Class AA and Class B,
File No. 333-96777 Class XC,
File No. 333-96785 Class L and Class L - 4 Year,
. MLIC Paragon Separate Account A
File No. 333-133674 AFIS,
File No. 333-133699 Group America Plus,
. MLIC Paragon Separate Account B
File No. 333-133671 Deutsche (DWS) C, Multi Manager C, Met Flex GVUL C,
Morgan
Stanley product, Putnam product, MFS product and Multi Manager III
(Aon),
File No. 333-133675 Deutsche (DWS) D, Multi Manager D, Met Flex GVUL D
and Multi Manager II,
. MLIC Paragon Separate Account C
File No. 333-133673 Fidelity C,
File No. 333-133678 Fidelity D,
. MLIC Paragon Separate Account D
File No. 333-133672 Individual Variable Life,
File No. 333-133698 Joint and Last Survivor Variable Life,
and to have full power and authority to do or cause to be done in my name,
place and stead each and every act and thing necessary or appropriate in order
to effectuate the same, as fully to all intents and purposes as I might or
could do in person, hereby ratifying and confirming all that said
attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 20/th/ day of April, 2018.
/s/ John D. McCallion
-----------------------------------
John D. McCallion
METROPOLITAN TOWER LIFE INSURANCE COMPANY
POWER OF ATTORNEY
Richard J. Leist
Director
KNOW ALL MEN BY THESE PRESENTS, that I, Richard J. Leist, Director of
Metropolitan Tower Life Insurance Company, a Delaware company to be
redomesticated to a Nebraska company on the close of business of April 27, 2018
("Metropolitan Tower"), do hereby constitute and appoint Heather Harker, Piotr
Urbanik and Lawrence Wolff, as my attorney-in-fact and agent, each of whom may
act individually and none of whom is required to act jointly with any of the
others, to sign and file on my behalf and to execute and file any instrument or
document required to be filed as part of or in connection with or in any way
related to, the registration statements to be filed on Form N-4, N-6 or S-6, as
the case may be (the "New Registration Statements"), by Metropolitan Tower
under the Securities Act of 1933 and the Investment Company Act of 1940 (as
applicable), and any of all amendments thereto, which New Registration
Statements are being filed in connection with the merger of General American
Life Insurance Company ("GENAM") into Metropolitan Tower, with Metropolitan
Tower being the survivor of said merger, and which New Registration Statements
will relate to and replace as successor registration statements the following
existing registration statements:
. General American Separate Account Two
File No. 002-39272 Individual Variable Annuity,
. General American Separate Account Eleven
File No. 033-10146 Flexible Premium VUL 95,
File No. 033-48550 Variable General Select Plus and Russell Select VUL,
File No. 033-84104 Flexible Premium VUL100,
File No. 333-53477 Flexible Premium VUL 98/00,
File No. 333-53673 Joint and Last Survivor VUL 98,
File No. 333-64216 Executive Benefit,
File No. 333-73672 American Vision Series VUL 2002,
File No. 333-83625 Destiny,
. General American Separate Account Twenty-Eight
File No. 033-54772 Variable Annuity,
. General American Separate Account Twenty-Nine
File No. 033-54774 Variable Annuity,
and to have full power and authority to do or cause to be done in my name,
place and stead each and every act and thing necessary or appropriate in order
to effectuate the same, as fully to all intents and purposes as I might or
could do in person, hereby ratifying and confirming all that said
attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.
AND FURTHERMORE,
I, Richard J. Leist, do hereby constitute and appoint Heather Harker, Piotr
Urbanik and Lawrence Wolff, as my attorney-in-fact and agent, each of whom may
act individually and none of whom is required to act jointly with any of the
others, to sign and file on my behalf and to execute and file any instrument or
document required to be filed as part of or in connection with or in any way
related to, the post-effective amendments to existing registration statements
to be filed on Form N-4, N-6 or S-6, as the case may be (the "Amendments"), by
Metropolitan Tower as "Guarantor," with such Amendments being filed by
Metropolitan Life Insurance Company ("MLIC") or a prior affiliate of
Metropolitan Tower and MLIC, Brighthouse Life Insurance Company of NY ("BLNY"),
under the Securities Act of 1933 and the Investment Company Act of 1940 (as
applicable), and any of all amendments thereto, and which Amendments are being
filed in connection with the merger of General American Life Insurance Company
("GENAM") into Metropolitan Tower, with Metropolitan Tower being the survivor
of said merger, and which Amendments will reflect the succession of
Metropolitan Tower to GENAM as the guarantor of certain insurance contracts
registered on the following existing registration statements:
. BLNY Brighthouse Variable Annuity Account B
File No. 033-74174 First COVA VA, Custom Select, Russell Select and
Class VA,
Class AA and Class B,
File No. 333-96777 Class XC,
File No. 333-96785 Class L and Class L - 4 Year,
. MLIC Paragon Separate Account A
File No. 333-133674 AFIS,
File No. 333-133699 Group America Plus,
. MLIC Paragon Separate Account B
File No. 333-133671 Deutsche (DWS) C, Multi Manager C, Met Flex GVUL C,
Morgan
Stanley product, Putnam product, MFS product and Multi Manager III
(Aon),
File No. 333-133675 Deutsche (DWS) D, Multi Manager D, Met Flex GVUL D
and Multi Manager II,
. MLIC Paragon Separate Account C
File No. 333-133673 Fidelity C,
File No. 333-133678 Fidelity D,
. MLIC Paragon Separate Account D
File No. 333-133672 Individual Variable Life,
File No. 333-133698 Joint and Last Survivor Variable Life,
and to have full power and authority to do or cause to be done in my name,
place and stead each and every act and thing necessary or appropriate in order
to effectuate the same, as fully to all intents and purposes as I might or
could do in person, hereby ratifying and confirming all that said
attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 20/th/ day of April, 2018.
/s/ Richard J. Leist
-----------------------------------
Richard J. Leist
METROPOLITAN TOWER LIFE INSURANCE COMPANY
POWER OF ATTORNEY
Alessandro Papa
Senior Vice President and Director
KNOW ALL MEN BY THESE PRESENTS, that I, Alessandro Papa, Senior Vice President
and Director of Metropolitan Tower Life Insurance Company, a Delaware company
to be redomesticated to a Nebraska company on the close of business of
April 27, 2018 ("Metropolitan Tower"), do hereby constitute and appoint Heather
Harker, Piotr Urbanik and Lawrence Wolff, as my attorney-in-fact and agent,
each of whom may act individually and none of whom is required to act jointly
with any of the others, to sign and file on my behalf and to execute and file
any instrument or document required to be filed as part of or in connection
with or in any way related to, the registration statements to be filed on Form
N-4, N-6 or S-6, as the case may be (the "New Registration Statements"), by
Metropolitan Tower under the Securities Act of 1933 and the Investment Company
Act of 1940 (as applicable), and any of all amendments thereto, which New
Registration Statements are being filed in connection with the merger of
General American Life Insurance Company ("GENAM") into Metropolitan Tower, with
Metropolitan Tower being the survivor of said merger, and which New
Registration Statements will relate to and replace as successor registration
statements the following existing registration statements:
. General American Separate Account Two
File No. 002-39272 Individual Variable Annuity,
. General American Separate Account Eleven
File No. 033-10146 Flexible Premium VUL 95,
File No. 033-48550 Variable General Select Plus and Russell Select VUL,
File No. 033-84104 Flexible Premium VUL100,
File No. 333-53477 Flexible Premium VUL 98/00,
File No. 333-53673 Joint and Last Survivor VUL 98,
File No. 333-64216 Executive Benefit,
File No. 333-73672 American Vision Series VUL 2002,
File No. 333-83625 Destiny,
. General American Separate Account Twenty-Eight
File No. 033-54772 Variable Annuity,
. General American Separate Account Twenty-Nine
File No. 033-54774 Variable Annuity,
and to have full power and authority to do or cause to be done in my name,
place and stead each and every act and thing necessary or appropriate in order
to effectuate the same, as fully to all intents and purposes as I might or
could do in person, hereby ratifying and confirming all that said
attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.
AND FURTHERMORE,
I, Alessandro Papa, do hereby constitute and appoint Heather Harker, Piotr
Urbanik and Lawrence Wolff, as my attorney-in-fact and agent, each of whom may
act individually and none of whom is required to act jointly with any of the
others, to sign and file on my behalf and to execute and file any instrument or
document required to be filed as part of or in connection with or in any way
related to, the post-effective amendments to existing registration statements
to be filed on Form N-4, N-6 or S-6, as the case may be (the "Amendments"), by
Metropolitan Tower as "Guarantor," with such Amendments being filed by
Metropolitan Life Insurance Company ("MLIC") or a prior affiliate of
Metropolitan Tower and MLIC, Brighthouse Life Insurance Company of NY ("BLNY"),
under the Securities Act of 1933 and the Investment Company Act of 1940 (as
applicable), and any of all amendments thereto, and which Amendments are being
filed in connection with the merger of General American Life Insurance Company
("GENAM") into Metropolitan Tower, with Metropolitan Tower being the survivor
of said merger, and which Amendments will reflect the succession of
Metropolitan Tower to GENAM as the guarantor of certain insurance contracts
registered on the following existing registration statements:
. BLNY Brighthouse Variable Annuity Account B
File No. 033-74174 First COVA VA, Custom Select, Russell Select and
Class VA,
Class AA and Class B,
File No. 333-96777 Class XC,
File No. 333-96785 Class L and Class L - 4 Year,
. MLIC Paragon Separate Account A
File No. 333-133674 AFIS,
File No. 333-133699 Group America Plus,
. MLIC Paragon Separate Account B
File No. 333-133671 Deutsche (DWS) C, Multi Manager C, Met Flex GVUL C,
Morgan
Stanley product, Putnam product, MFS product and Multi Manager III
(Aon),
File No. 333-133675 Deutsche (DWS) D, Multi Manager D, Met Flex GVUL D
and Multi Manager II,
. MLIC Paragon Separate Account C
File No. 333-133673 Fidelity C,
File No. 333-133678 Fidelity D,
. MLIC Paragon Separate Account D
File No. 333-133672 Individual Variable Life,
File No. 333-133698 Joint and Last Survivor Variable Life,
and to have full power and authority to do or cause to be done in my name,
place and stead each and every act and thing necessary or appropriate in order
to effectuate the same, as fully to all intents and purposes as I might or
could do in person, hereby ratifying and confirming all that said
attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 23 day of April, 2018.
/s/ Alessandro Papa
-----------------------------------
Alessandro Papa
METROPOLITAN TOWER LIFE INSURANCE COMPANY
POWER OF ATTORNEY
Michael Zarcone
Executive Vice President and Director
KNOW ALL MEN BY THESE PRESENTS, that I, Michael Zarcone, Executive Vice
President, and Director of Metropolitan Tower Life Insurance Company, a
Delaware company to be redomesticated to a Nebraska company on the close of
business of April 27, 2018 ("Metropolitan Tower"), do hereby constitute and
appoint Heather Harker, Piotr Urbanik and Lawrence Wolff, as my
attorney-in-fact and agent, each of whom may act individually and none of whom
is required to act jointly with any of the others, to sign and file on my
behalf and to execute and file any instrument or document required to be filed
as part of or in connection with or in any way related to, the registration
statements to be filed on Form N-4, N-6 or S-6, as the case may be (the "New
Registration Statements"), by Metropolitan Tower under the Securities Act of
1933 and the Investment Company Act of 1940 (as applicable), and any of all
amendments thereto, which New Registration Statements are being filed in
connection with the merger of General American Life Insurance Company ("GENAM")
into Metropolitan Tower, with Metropolitan Tower being the survivor of said
merger, and which New Registration Statements will relate to and replace as
successor registration statements the following existing registration
statements:
. General American Separate Account Two
File No. 002-39272 Individual Variable Annuity,
. General American Separate Account Eleven
File No. 033-10146 Flexible Premium VUL 95,
File No. 033-48550 Variable General Select Plus and Russell Select VUL,
File No. 033-84104 Flexible Premium VUL100,
File No. 333-53477 Flexible Premium VUL 98/00,
File No. 333-53673 Joint and Last Survivor VUL 98,
File No. 333-64216 Executive Benefit,
File No. 333-73672 American Vision Series VUL 2002,
File No. 333-83625 Destiny,
. General American Separate Account Twenty-Eight
File No. 033-54772 Variable Annuity,
. General American Separate Account Twenty-Nine
File No. 033-54774 Variable Annuity,
and to have full power and authority to do or cause to be done in my name,
place and stead each and every act and thing necessary or appropriate in order
to effectuate the same, as fully to all intents and purposes as I might or
could do in person, hereby ratifying and confirming all that said
attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.
AND FURTHERMORE,
I, Michael Zarcone, do hereby constitute and appoint Heather Harker, Piotr
Urbanik and Lawrence Wolff, as my attorney-in-fact and agent, each of whom may
act individually and none of whom is required to act jointly with any of the
others, to sign and file on my behalf and to execute and file any instrument or
document required to be filed as part of or in connection with or in any way
related to, the post-effective amendments to existing registration statements
to be filed on Form N-4, N-6 or S-6, as the case may be (the "Amendments"), by
Metropolitan Tower as "Guarantor," with such Amendments being filed by
Metropolitan Life Insurance Company ("MLIC") or a prior affiliate of
Metropolitan Tower and MLIC, Brighthouse Life Insurance Company of NY ("BLNY"),
under the Securities Act of 1933 and the Investment Company Act of 1940 (as
applicable), and any of all amendments thereto, and which Amendments are being
filed in connection with the merger of General American Life Insurance Company
("GENAM") into Metropolitan Tower, with Metropolitan Tower being the survivor
of said merger, and which Amendments will reflect the succession of
Metropolitan Tower to GENAM as the guarantor of certain insurance contracts
registered on the following existing registration statements:
. BLNY Brighthouse Variable Annuity Account B
File No. 033-74174 First COVA VA, Custom Select, Russell Select and
Class VA,
Class AA and Class B,
File No. 333-96777 Class XC,
File No. 333-96785 Class L and Class L - 4 Year,
. MLIC Paragon Separate Account A
File No. 333-133674 AFIS,
File No. 333-133699 Group America Plus,
. MLIC Paragon Separate Account B
File No. 333-133671 Deutsche (DWS) C, Multi Manager C, Met Flex GVUL C,
Morgan
Stanley product, Putnam product, MFS product and Multi Manager III
(Aon),
File No. 333-133675 Deutsche (DWS) D, Multi Manager D, Met Flex GVUL D
and Multi Manager II,
. MLIC Paragon Separate Account C
File No. 333-133673 Fidelity C,
File No. 333-133678 Fidelity D,
. MLIC Paragon Separate Account D
File No. 333-133672 Individual Variable Life,
File No. 333-133698 Joint and Last Survivor Variable Life,
and to have full power and authority to do or cause to be done in my name,
place and stead each and every act and thing necessary or appropriate in order
to effectuate the same, as fully to all intents and purposes as I might or
could do in person, hereby ratifying and confirming all that said
attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 18 day of April, 2018.
/s/ Michael Zarcone
-----------------------------------
Michael Zarcone
METROPOLITAN TOWER LIFE INSURANCE COMPANY
POWER OF ATTORNEY
William O'Donnell
Executive Vice President and Chief Accounting Officer
KNOW ALL MEN BY THESE PRESENTS, that I, William O'Donnell, Executive Vice
President and Chief Accounting Officer of Metropolitan Tower Life Insurance
Company, a Delaware company to be redomesticated to a Nebraska company on the
close of business of April 27, 2018 ("Metropolitan Tower"), do hereby
constitute and appoint Heather Harker, Piotr Urbanik and Lawrence Wolff, as my
attorney-in-fact and agent, each of whom may act individually and none of whom
is required to act jointly with any of the others, to sign and file on my
behalf and to execute and file any instrument or document required to be filed
as part of or in connection with or in any way related to, the registration
statements to be filed on Form N-4, N-6 or S-6, as the case may be (the "New
Registration Statements"), by Metropolitan Tower under the Securities Act of
1933 and the Investment Company Act of 1940 (as applicable), and any of all
amendments thereto, which New Registration Statements are being filed in
connection with the merger of General American Life Insurance Company ("GENAM")
into Metropolitan Tower, with Metropolitan Tower being the survivor of said
merger, and which New Registration Statements will relate to and replace as
successor registration statements the following existing registration
statements:
. General American Separate Account Two
File No. 002-39272 Individual Variable Annuity,
. General American Separate Account Eleven
File No. 033-10146 Flexible Premium VUL 95,
File No. 033-48550 Variable General Select Plus and Russell Select VUL,
File No. 033-84104 Flexible Premium VUL100,
File No. 333-53477 Flexible Premium VUL 98/00,
File No. 333-53673 Joint and Last Survivor VUL 98,
File No. 333-64216 Executive Benefit,
File No. 333-73672 American Vision Series VUL 2002,
File No. 333-83625 Destiny,
. General American Separate Account Twenty-Eight
File No. 033-54772 Variable Annuity,
. General American Separate Account Twenty-Nine
File No. 033-54774 Variable Annuity,
and to have full power and authority to do or cause to be done in my name,
place and stead each and every act and thing necessary or appropriate in order
to effectuate the same, as fully to all intents and purposes as I might or
could do in person, hereby ratifying and confirming all that said
attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.
AND FURTHERMORE,
I, William O'Donnell, do hereby constitute and appoint Heather Harker, Piotr
Urbanik and Lawrence Wolff, as my attorney-in-fact and agent, each of whom may
act individually and none of whom is required to act jointly with any of the
others, to sign and file on my behalf and to execute and file any instrument or
document required to be filed as part of or in connection with or in any way
related to, the post-effective amendments to existing registration statements
to be filed on Form N-4, N-6 or S-6, as the case may be (the "Amendments"), by
Metropolitan Tower as "Guarantor," with such Amendments being filed by
Metropolitan Life Insurance Company ("MLIC") or a prior affiliate of
Metropolitan Tower and MLIC, Brighthouse Life Insurance Company of NY ("BLNY"),
under the Securities Act of 1933 and the Investment Company Act of 1940 (as
applicable), and any of all amendments thereto, and which Amendments are being
filed in connection with the merger of General American Life Insurance Company
("GENAM") into Metropolitan Tower, with Metropolitan Tower being the survivor
of said merger, and which Amendments will reflect the succession of
Metropolitan Tower to GENAM as the guarantor of certain insurance contracts
registered on the following existing registration statements:
. BLNY Brighthouse Variable Annuity Account B
File No. 033-74174 First COVA VA, Custom Select, Russell Select and
Class VA,
Class AA and Class B,
File No. 333-96777 Class XC,
File No. 333-96785 Class L and Class L - 4 Year,
. MLIC Paragon Separate Account A
File No. 333-133674 AFIS,
File No. 333-133699 Group America Plus,
. MLIC Paragon Separate Account B
File No. 333-133671 Deutsche (DWS) C, Multi Manager C, Met Flex GVUL C,
Morgan
Stanley product, Putnam product, MFS product and Multi Manager III
(Aon),
File No. 333-133675 Deutsche (DWS) D, Multi Manager D, Met Flex GVUL D
and Multi Manager II,
. MLIC Paragon Separate Account C
File No. 333-133673 Fidelity C,
File No. 333-133678 Fidelity D,
. MLIC Paragon Separate Account D
File No. 333-133672 Individual Variable Life,
File No. 333-133698 Joint and Last Survivor Variable Life,
and to have full power and authority to do or cause to be done in my name,
place and stead each and every act and thing necessary or appropriate in order
to effectuate the same, as fully to all intents and purposes as I might or
could do in person, hereby ratifying and confirming all that said
attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 20th day of April, 2018.
/s/ William O'Donnell
-----------------------------------
William O'Donnell
METROPOLITAN TOWER LIFE INSURANCE COMPANY
POWER OF ATTORNEY
Anne Belden
Vice President and Chief Financial Officer
KNOW ALL MEN BY THESE PRESENTS, that I, Anne Belden, Vice President and Chief
Financial Officer of Metropolitan Tower Life Insurance Company, a Delaware
company to be redomesticated to a Nebraska company on the close of business of
April 27, 2018 ("Metropolitan Tower"), do hereby constitute and appoint Heather
Harker, Piotr Urbanik and Lawrence Wolff, as my attorney-in-fact and agent,
each of whom may act individually and none of whom is required to act jointly
with any of the others, to sign and file on my behalf and to execute and file
any instrument or document required to be filed as part of or in connection
with or in any way related to, the registration statements to be filed on Form
N-4, N-6 or S-6, as the case may be (the "New Registration Statements"), by
Metropolitan Tower under the Securities Act of 1933 and the Investment Company
Act of 1940 (as applicable), and any of all amendments thereto, which New
Registration Statements are being filed in connection with the merger of
General American Life Insurance Company ("GENAM") into Metropolitan Tower, with
Metropolitan Tower being the survivor of said merger, and which New
Registration Statements will relate to and replace as successor registration
statements the following existing registration statements:
. General American Separate Account Two
File No. 002-39272 Individual Variable Annuity,
. General American Separate Account Eleven
File No. 033-10146 Flexible Premium VUL 95,
File No. 033-48550 Variable General Select Plus and Russell Select VUL,
File No. 033-84104 Flexible Premium VUL100,
File No. 333-53477 Flexible Premium VUL 98/00,
File No. 333-53673 Joint and Last Survivor VUL 98,
File No. 333-64216 Executive Benefit,
File No. 333-73672 American Vision Series VUL 2002,
File No. 333-83625 Destiny,
. General American Separate Account Twenty-Eight
File No. 033-54772 Variable Annuity,
. General American Separate Account Twenty-Nine
File No. 033-54774 Variable Annuity,
and to have full power and authority to do or cause to be done in my name,
place and stead each and every act and thing necessary or appropriate in order
to effectuate the same, as fully to all intents and purposes as I might or
could do in person, hereby ratifying and confirming all that said
attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.
AND FURTHERMORE,
I, Anne Belden, do hereby constitute and appoint Heather Harker, Piotr Urbanik
and Lawrence Wolff, as my attorney-in-fact and agent, each of whom may act
individually and none of whom is required to act jointly with any of the
others, to sign and file on my behalf and to execute and file any instrument or
document required to be filed as part of or in connection with or in any way
related to, the post-effective amendments to existing registration statements
to be filed on Form N-4, N-6 or S-6, as the case may be (the "Amendments"), by
Metropolitan Tower as "Guarantor," with such Amendments being filed by
Metropolitan Life Insurance Company ("MLIC") or a prior affiliate of
Metropolitan Tower and MLIC, Brighthouse Life Insurance Company of NY ("BLNY"),
under the Securities Act of 1933 and the Investment Company Act of 1940 (as
applicable), and any of all amendments thereto, and which Amendments are being
filed in connection with the merger of General American Life Insurance Company
("GENAM") into Metropolitan Tower, with Metropolitan Tower being the survivor
of said merger, and which Amendments will reflect the succession of
Metropolitan Tower to GENAM as the guarantor of certain insurance contracts
registered on the following existing registration statements:
. BLNY Brighthouse Variable Annuity Account B
File No. 033-74174 First COVA VA, Custom Select, Russell Select and
Class VA,
Class AA and Class B,
File No. 333-96777 Class XC,
File No. 333-96785 Class L and Class L - 4 Year,
. MLIC Paragon Separate Account A
File No. 333-133674 AFIS,
File No. 333-133699 Group America Plus,
. MLIC Paragon Separate Account B
File No. 333-133671 Deutsche (DWS) C, Multi Manager C, Met Flex GVUL C,
Morgan
Stanley product, Putnam product, MFS product and Multi Manager III
(Aon),
File No. 333-133675 Deutsche (DWS) D, Multi Manager D, Met Flex GVUL D
and Multi Manager II,
. MLIC Paragon Separate Account C
File No. 333-133673 Fidelity C,
File No. 333-133678 Fidelity D,
. MLIC Paragon Separate Account D
File No. 333-133672 Individual Variable Life,
File No. 333-133698 Joint and Last Survivor Variable Life,
and to have full power and authority to do or cause to be done in my name,
place and stead each and every act and thing necessary or appropriate in order
to effectuate the same, as fully to all intents and purposes as I might or
could do in person, hereby ratifying and confirming all that said
attorneys-in-fact or any of them, may do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 18/th/ day of April, 2018.
/s/ Anne Belden
-----------------------------------
Anne Belden