SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 3, 2007
First Niagara Financial Group, Inc.
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(Exact name of registrant as specified in its charter)
Delaware 000-23975 42-1556195
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(State or other jurisdiction (Commission File No.) (I.R.S. Employer
of incorporation) Identification No.)
6950 South Transit Road, P.O. Box 514, Lockport, New York 14095-0514
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(Address of principal executive office) (Zip code)
Registrant's telephone number, including area code: (716) 625-7500
Not Applicable
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(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions:
|_| Written communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)
|_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
|_| Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
|_| Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4 (c))
Item 8.01 Other Events.
On January 3, 2006, First Niagara Financial Group, Inc. (the "Company") issued a
press release disclosing that First Niagara Risk Management, Inc., the
wholly-owned insurance subsidiary of First Niagara Bank has completed its
acquisition of Gernold Agency Inc., an Orchard Park-based insurance agency
specializing in alternative risk management solutions for larger businesses.
Gernold Agency serves 3500 clients and offers business insurance, personal and
family insurance, and financial services and benefits that are complementary to
First Niagara's current risk management offerings. Under agreement by both
parties financial terms of the acquisition were not disclosed. A copy of the
press release is filed as exhibit 99.1 to this report.
Item 9.01. Financial Statements and Exhibits
(a) Financial Statements of Businesses Acquired. Not applicable.
(b) Pro Forma Financial Information. Not applicable.
(c) Shell Company Transactions. Not applicable.
(d) Exhibits.
Exhibit No. Description
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99.1 Press Release dated January 3, 2007
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
FIRST NIAGARA FINANCIAL GROUP, INC.
DATE: January 5, 2007 By: /s/ Michael W. Harrington
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Michael W. Harrington
Chief Financial Officer
(Duly authorized representative)