EXHIBIT 23.3 The Board of Directors RBS Cards Securitisation Funding Limited Royal Bank House 71 Bath Street Jersey JE4 8PJ 20 July 2006 Our Ref: RJT/CC/LA Dear Sirs RE: CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM We consent to the use in this Post-Effective Amendment No. 3 to Registration Statement Nos. 333-128502, 128502-01 and 128502-02 on Form S-3 of our audit report dated 20 July 2006 relating to the financial statements of RBS Cards Securitisation Funding Limited appearing in the Prospectus, which is part of this Registration Statement. We also consent to the reference to us under the headings "Experts" in such Prospectus. /s/ Deloitte & Touche LLP DELOITTE & TOUCHE LLP Edinburgh, United Kingdom 20 July 2006 The Board of Directors Arran Funding Limited 22 Grenville Street St Helier Jersey JE4 8PX 20 July 2006 Our Ref: RJT/CC/LA Dear Sirs RE: CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM We consent to the use in this Post-Effective Amendment No. 3 to Registration Statement Nos. 333-128502, 128502-01 and 128502-02 on Form S-3 of our audit report dated 20 July 2006 relating to the financial statements of Arran Funding Limited appearing in the Prospectus, which is part of this Registration Statement. We also consent to the reference to us under the headings "Experts" in such Prospectus. /s/ Deloitte & Touche LLP DELOITTE & TOUCHE LLP Edinburgh, United Kingdom 20 July 2006