- -------------------------------------------------------------------------------- FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): July 29, 2003 FRIEDMAN, BILLINGS, RAMSEY GROUP, INC. (Exact name of Registrant as specified in its charter) Virginia 32-0045263 0-50230 (State or other (I.R.S. Employer incorporation or (Commission File Number) jurisdiction of organization) Identification No.) 1001 Nineteenth Street North Arlington, VA 22209 (Address of principal executive offices) (Zip code) (703) 312-9500 (Registrant's telephone number including area code) Item 12. Results of Operations and Financial Condition. 1. On July 29, 2003, Friedman, Billings, Ramsey Group, Inc. issued a press release announcing its earnings for the 2nd quarter 2003. The entire text of that press release is being filed herewith and attached as Exhibit 99.1. 2. Friedman, Billings, Ramsey Group, Inc. attaches herewith Unaudited Condensed Pro Forma Consolidated Statements of Operations and Related Notes for the three months ended June 30, 2002, September 30, 2002, and December 31, 2002. Exhibit 99.1: Friedman, Billings, Ramsey Group, Inc.'s Press Release dated July 29, 2003. Exhibit 99.2: Unaudited Condensed Pro Forma Consolidated Statements of Operations and Related Notes For the Three Month Periods Ended June 30, 2002, September 30, 2002, and December 31, 2002. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Company has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized. FRIEDMAN, BILLINGS, RAMSEY GROUP, INC. Date: July 30, 2003 By: /s/ Emanuel J. Friedman -------------------------------- Emanuel J. Friedman Co-Chairman