- -------------------------------------------------------------------------------- FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): April 28, 2004 FRIEDMAN, BILLINGS, RAMSEY GROUP, INC. (Exact name of Registrant as specified in its charter) Virginia 54-1873198 000-50230 (State or other (I.R.S. Employer incorporation or (Commission File Number) jurisdiction of organization) Identification No.) 1001 Nineteenth Street North Arlington, VA 22209 (Address of principal executive offices) (Zip code) (703) 312-9500 (Registrant's telephone number including area code) Item 12. Results of Operations and Financial Condition. 1. On April 28, 2004, Friedman, Billings, Ramsey Group, Inc. held a conference call to discuss its earnings for the first quarter 2004. A replay of the conference call is currently available on the company's website, www.fbr.com. The script of that conference call is being furnished herewith and attached as Exhibit 99.1. EXHIBIT LIST 99.1 April 28, 2004 Conference Call Script. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Company has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized. FRIEDMAN, BILLINGS, RAMSEY GROUP, INC. Date: May 4, 2004 By: /s/ Emanuel J. Friedman -------------------------------- Emanuel J. Friedman Co-Chairman & Co-Chief Executive Officer