<page> UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT 	Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 				June 30, 2005 			Atlantic Liberty Financial Corp Delaware			 000-49967		16-1615014 State of incorporation 	 SEC File Number	IRS Employer I.D. 		186 Montague Street, Brooklyn, New York 				718-855-3555 </page> <page> CURRENT REPORT ON FORM 8-K Item 1.			Changes in Control of Registrant 			 Not Applicable Item 2.			Acquisition or Disposition of Assets 		 Not Applicable Item 3.			Bankruptcy or Receivership 				 Not Applicable Item 4.			Changes in Registrant's Certifying Accountant 			 Not Applicable Item 5.			Other Events 		 Not Applicable Item 6.			Resignations of Registrant's Directors Not Applicable Item 7.			Financial Statements and Exhibits 			(a)	No financial statements of businesses acquired 				are required. 			(b)	No pro forma financial information is required 			(c)	Attached as an exhibit is Atlantic Liberty 				Financial Corp's 				(the "Company") news release announcing its 				June 30, 2005 quarterly earnings. </page> <page> Item 8.			Change in Fiscal Year 			Not Applicable Item 9.			Regulation FD Disclosure- Information provided 			pursuant to Item 12 		 The Company announced its June 30, 2005 			financial results by release. The press 			release in included as an exhibit. </page> <page> 					SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this Report to be signed on its behalf by the undersigned, hereunto duly authorized. 				Atlantic Liberty Financial Corp. Date: July 21, 2005 			By: /s/Barry M. Donohue 			 	Barry M. Donohue 		 		 President and Chief Executive Officer </page>