POWER OF ATTORNEY
FOR
SEC FILINGS UNDER SECTION 16


   Know all by these presents, that the undersigned hereby
constitutes and appoints each of Jonathan J. Doyle, Kary Bahr,
Beth Suzanski and Candi James, or any of them signing singly,
and with full power of substitution, the undersigned's true and
lawful attorney-in-fact to:

1) prepare, execute in the undersigned's name and on the
undersigned's behalf, and submit to the U.S. Securities and
Exchange Commission (the "SEC") a Form ID, including
amendments thereto, and any other documents necessary or
appropriate to obtain codes and passwords enabling the
undersigned to make electronic filings with the SEC of
reports required by Section 16(a) of the Securities
Exchange Act of 1934 or any rule or regulation of the SEC;

2) execute for and on behalf of the undersigned, in the
undersigned's capacity as an officer and/or director of
Raymond James Financial, Inc. (the "Company"), Forms 3, 4,
and 5 in accordance with Section 16 (a) of the Securities
Exchange Act of 1934 and the rules thereunder, and any
other forms or reports the undersigned may be required to
file in connection with the undersigned's ownership,
acquisition or disposition of securities of the Company;

3) do and perform any and all acts for and on behalf of the
undersigned which may be necessary or desirable to complete
and execute any such Form 3, 4, and 5, or other form or
report, complete and execute any amendment or amendments
thereto, and timely file such form or report with the SEC
and the New York Stock Exchange or similar authority; and

4) take any other action of any type whatsoever in connection
with the foregoing which, in the opinion of such attorney-
in-fact, may be of benefit to, in the best interest of, or
legally required by, the undersigned, it being understood
that the documents executed by such attorney-in-fact on
behalf of the undersigned pursuant to this Power of
Attorney shall be in such form and shall contain such terms
and conditions as such attorney-in-fact may approve in such
attorney-in-fact's discretion.

   The undersigned hereby grants to each such attorney-in-fact
full power and authority to do and perform any and every act and
thing whatsoever requisite, necessary, or proper to be done in
the exercise of any of the rights and powers herein granted, as
fully to all intents and purposes as the undersigned might or
could do if personally present, with full power of substitution
or revocation, hereby ratifying and confirming all that such
attorney-in-fact, or such attorney-in-fact's substitute or
substitutes, shall lawfully do or cause to be done by virtue of
this power of attorney and the rights and powers herein granted.

   The undersigned acknowledges that the foregoing attorneys-in-
fact, in serving in such capacity at the request of the
undersigned, are not assuming, nor is the Company assuming, any
of the undersigned's responsibilities to comply with Section 16
of the Securities Exchange Act of 1934 and the rules and
regulations thereunder (the "Law").  The undersigned further
acknowledges that it is his/her responsibility to provide
information to the attorneys-in-fact on a timely basis with
respect to any proposed transaction that could require the
filing of any Form 4 or 5, and to respond in a timely manner to
all communications, notices and inquiries from the attorneys-in-
fact or the Company or its representatives with respect to any
proposed transaction.  The undersigned further acknowledges that
failure to provide information on a timely basis or to respond
in a timely manner to such notices, communications and inquiries
could result in the failure to make timely filing of these
documents as required by the Law, which could result in
violations of the Law by the undersigned, as well as public
disclosure of delinquent filings by the undersigned.  The
undersigned further acknowledges that the responsibility for
timely filing continues to be that of the undersigned and, in
that regard, releases the attorneys-in-fact and the Company from
any liability with respect to any action taken or omitted in
good faith by them in connection with such filings.

   This Power of Attorney shall remain in full force and effect
until the undersigned is no longer required to file Forms 3, 4,
and 5 with respect to the undersigned's holdings of and
transactions in securities issued by the Company, unless earlier
revoked by the undersigned in a signed writing delivered to the
foregoing attorneys-in-fact.

   IN WITNESS WHEREOF, the undersigned has caused this Power of
Attorney to be executed this 14 day of December, 2021.


/s/ Horace Carter
________________________
Signature

Horace Carter
________________________
Print Name


Signed before me this 14th day of December, 2021

/s/ Gloria Mulroy
________________________
Notary Public

Gloria Mulroy
Notary Public, State of Tennessee
Shelby County
Expires July 31, 2022