SECTION 16
POWER OF ATTORNEY


I, Mona D. Albertine, do hereby constitute and appoint J. Adam Sothen,
Betsy J. Eicher, Ingrid Thomas, Shannon V. Patterson and Elizabeth P.
Davis my true and lawful attorneys-in-fact, any of whom acting singly is
 hereby authorized, for me and in my name and on my behalf as a director,
officer and/or shareholder of Delmar Bancorp, to (i) prepare, execute in my
name and on my behalf, and submit to the U.S. Securities and Exchange
Commission (the "SEC") a Form ID, including any necessary amendments
thereto, and any other documents necessary or appropriate to obtain or
update codes and passwords enabling me to make electronic filings
with the SEC of reports required by Section 16(a) of the Securities
Exchange Act of 1934 or any rule or regulation of the SEC in respect
thereof; and (ii) prepare, execute and file any and all forms,
instruments or documents, including any necessary amendments thereto, as
such attorneys or attorney deems necessary or advisable to enable me to
comply with Section 16 of the Securities Exchange Act of 1934 or
any rule or regulation of the SEC in respect thereof (collectively,
"Section 16").

I do hereby ratify and confirm all acts my said attorney shall do
or cause to be done by virtue hereof.  I acknowledge that the
foregoing attorneys-in-fact, serving in such capacity at my request,
are not assuming, nor is Delmar Bancorp assuming, any of my
responsibilities to comply with Section 16.

This power of attorney shall remain in full force and effect
until it is revoked by the undersigned in a signed
writing delivered to each such attorney-in-fact or the
undersigned is no longer required to comply with Section 16,
whichever occurs first.

WITNESS the execution hereof this 28th day of April, 2020.


		/s/ Mona D. Albertine
		Mona D. Albertine