SECTION 16
POWER OF ATTORNEY


I, John W. Breda, do hereby constitute and appoint
J. Adam Sothen, Betsy J. Eicher, Ingrid Thomas, Shannon
V. Patterson and Elizabeth P. Davis my true and lawful
attorneys-in-fact, any of whom acting singly is hereby
authorized, for me and in my name and on my behalf as a
director, officer and/or shareholder of Delmar Bancorp, to
(i) prepare, execute in my name and on my behalf, and submit
to the U.S. Securities and Exchange Commission (the "SEC") a
Form ID, including any necessary amendments thereto, and
any other documents necessary or appropriate to obtain or
update codes and passwords enabling me to make electronic
filings with the SEC of reports required by Section 16(a)
of the Securities Exchange Act of 1934 or any rule or regulation
of the SEC in respect thereof; and (ii) prepare, execute and
file any and all forms, instruments or documents, including
any necessary amendments thereto, as such attorneys or attorney
deems necessary or advisable to enable me to comply with
Section 16 of the Securities Exchange Act of 1934 or any
rule or regulation of the SEC in respect thereof
(collectively, "Section 16").

I do hereby ratify and confirm all acts my said attorney
shall do or cause to be done by virtue hereof.
I acknowledge that the foregoing attorneys-in-fact,
serving in such capacity at my request, are not assuming,
nor is Delmar Bancorp assuming, any of my responsibilities
to comply with Section 16.

This power of attorney shall remain in full force and effect
until it is revoked by the undersigned in a signed writing
delivered to each such attorney-in-fact or the undersigned
is no longer required to comply with Section 16, whichever
occurs first.

WITNESS the execution hereof this 29th day of April, 2020.


	/s/ John W. Breda
	John W. Breda