POWER OF ATTORNEY

Know all by these presents, that the
undersigned, hereby constitutes and
appoints each of Jennifer Warren, Mary
Beth Orson, Kristen Sandhurst, Nichole
Green, Chance Huber and Gregory F. Parisi,
signing singly, such person's true and
lawful attorney-in-fact to:
(1) prepare, execute in such person's name
and on such person's behalf, and submit to
the United States Securities and Exchange
Commission (the "SEC"), any documents necessary
or appropriate to obtain codes, passwords,
and passphrases enabling such person to
make electronic filings with the SEC of
reports required by Section 16(a) or Section
13(d) of the Securities Exchange Act of 1934,
as amended (the "Exchange Act"), or any rule
or regulation of the SEC;
(2) execute for and on behalf of such person,
with respect to holdings of, and transactions
in, securities of Meta Financial Group, Inc.
("MFG"), Forms 3, 4 and 5, and any amendments
thereto, in accordance with Section 16(a) of
the Exchange Act and the rules thereunder;
(3) execute for and on behalf of such person
any Schedules 13D or 13G, and any amendments
thereto, relating to securities of MFG, in
accordance with Section 13(d) of the Exchange
Act and the rules thereunder;
(4) do and perform any and all acts for and on
behalf of such person which may be necessary or
desirable to complete and execute any such Form 3,
4 or 5 or Schedule 13D or 13G, complete and
execute any amendment or amendments thereto, and
file any such form with the SEC and any stock
exchange or similar authority; and
(5) take any other action of any type whatsoever
in connection with the foregoing which, in the opinion
of such attorney-in-fact, may be of benefit to, in
the best interest of, or legally required by, such
person, it being understood that the documents
executed by such attorney-in-fact on behalf of
such person pursuant to this Power of Attorney
shall be in such form and shall contain such terms
and conditions as such attorney-in-fact may approve
in such attorney-in-fact's discretion.

The undersigned hereby grants to each attorney-in-fact
full power and authority to do and perform any and every
act and thing whatsoever requisite, necessary, or proper
to be done in the exercise of any of the rights and powers
herein granted, as fully to all intents and purposes as
such person might or could do if personally present, with
full power of substitution or revocation, hereby ratifying
and confirming all that such attorney-in-fact, or such
attorney-in-fact's substitute or substitutes, shall lawfully
do or cause to be done by virtue of this Power of Attorney
and the rights and powers herein granted. The undersigned
acknowledges that each of the foregoing attorneys-in-fact,
in serving in such capacity at the request of such person,
is not assuming any of such person's responsibilities to
comply with Section 16(a) or Section 13(d) of the Exchange Act.

This Power of Attorney amends and restates in its entirety
the Power of Attorney for filings with respect to Form 3, 4
or 5 or Schedule 13D or 13G that the undersigned previously
signed and delivered to MFG.

This Power of Attorney shall remain in full force and
effect until the undersigned is no longer required to
file Form 3, 4 or 5 or Schedule 13D or 13G with respect
to the holdings of, and transactions in, MFG securities
by the undersigned, unless earlier revoked by the undersigned
in a signed writing delivered to the foregoing attorneys-in-fact.

IN WITNESS WHEREOF, the undersigned has caused this Power of
Attorney to be executed as of this 17th day of February,  2021.

/s/ Ronald D. McCray

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