EXHIBIT 23.1

            CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We  consent  to the inclusion in this Registration Statement on Form SB-2 and in
the  Prospectus  constituting  part of this Registration Statement of our report
dated March 2, 2004, except for Note 15, to which the date is March 15, 2004, on
the  financial  statements  of  Payment  Data  Systems,  Inc.  included  in  the
Prospectus.

Akin,  Doherty,  Klein  &  Feuge,  P.C.
San  Antonio,  Texas
June  16,  2004