CERTIFICATION PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002
(SUBSECTIONS (A) AND (B) OF SECTION 1350, CHAPTER 63 OF TITLE 18, UNITED STATES
                                     CODE)


In  connection  with the attached  Report of the Monarch  Funds (the "Trust") on
Form  N-CSR to be  filed  with  the  Securities  and  Exchange  Commission  (the
"Report"),  each of the  undersigned  officers of the Trust does hereby  certify
that, to the best of such officer's knowledge:

1.   The Report fully  complies with the  requirements  of 13(a) or 15(d) of the
     Securities and Exchange Act of 1934; and

2.   The information  contained in the Report fairly  presents,  in all material
     respects, the financial condition and results of operations of the Trust as
     of, and for, the periods presented in the Report.

Dated: November 3, 2004
       ________________

/s/ David I. Goldstein
- ----------------------
David I. Goldstein
President

Dated:  November 5, 2004
         ________________

/s/ Stacey E. Hong
- ----------------------
Stacey E. Hong
Treasurer


A signed original of this written statement required by Section 906 has been
provided to the Trust and will be retained by the Trust and furnished to the
Securities and Exchange Commission or its staff upon request.