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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
Current Report
Pursuant to Section 13 or 15(d) of the
Securities and Exchange Act of 1934
Date of Report: January 24, 2005
Citizens South Banking Corporation
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(Exact Name of Registrant as Specified in Charter)
Delaware 0-23971 54-2069979
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(State or other jurisdiction (Commission (I.R.S. Employer
of incorporation) File Number) Identification No.)
519 South New Hope Road, Gastonia, North Carolina 28054-4040
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(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code: 704-868-5200
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ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION
On January 24, 2005, Citizens South Banking Corporation issued a press
release to announce its results of operations for the quarters and twelve months
ended December 31, 2004 and 2003. The text of the press release and related
financial supplements are included as Exhibit 99 (a) to this report. The
information included in the text and financial supplements of the press releases
is considered to be "furnished" under the Securities Exchange Act of 1934. The
Company will include final financial statements and additional analyses for the
quarters ended December 31, 2004, and 2003, as part of its Form 10-Q covering
that period.
ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS
99 Additional Exhibits:
(a) Earnings Press Release of Citizens South Banking Corporation
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
CITIZENS SOUTH BANKING CORPORATION
DATE: January 24, 2005 By: /s/ Kim S. Price
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Kim S. Price
President and Chief Executive Officer
By: /s/ Gary F. Hoskins
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Gary F. Hoskins
Chief Financial Officer
EXHIBIT 99 (a)