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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES AND EXCHANGE ACT OF 1934
DATE OF REPORT: JULY 18, 2005
CITIZENS SOUTH BANKING CORPORATION
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(Exact Name of Registrant as Specified in Charter)
Delaware 0-23971 54-2069979
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(State or other jurisdiction (Commission File Number) (I.R.S. Employer
of incorporation) Identification No.)
519 South New Hope Road, Gastonia, North Carolina 28054-4040
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(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code: 704-868-5200
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ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION
On July 18, 2005, Citizens South Banking Corporation issued a press release
to announce its results of operations for the quarters ended June 30, 2005 and
2004. The text of the press release and related financial supplements are
included as Exhibit 99 (a) to this report. The information included in the text
and financial supplements of the press releases is considered to be "furnished"
under the Securities Exchange Act of 1934. The Company will include final
financial statements and additional analyses for the quarters ended June 30,
2005 and 2004, as part of its Form 10-Q covering that period.
ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS
(a) Exhibit 99.1: Earnings Press Release of Citizens South Banking
Corporation
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
CITIZENS SOUTH BANKING CORPORATION
DATE: July 18, 2005 By: /s/ Kim S. Price
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Kim S. Price
President and Chief Executive Officer
By: /s/ Gary F. Hoskins
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Gary F. Hoskins
Chief Financial Officer