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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported) October 26, 2005
COLUMBIA BANCORP
(Exact name of registrant as specified in its chapter)
Oregon 0-27938 93-1193156
(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
401 East Third Street, Suite 200,
The Dalles, Oregon 97058
(Address of principal executive offices)
(541) 298-6649
(Registrant's telephone number, including area code)
Not Applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities
Act (17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange
Act (17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
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ITEM 2.02. RESULTS OF OPERATIONS AND FINANCIAL CONDITION
On October 26, 2005, Columbia Bancorp (the "Company") announced its financial
results for the third quarter ended September 30, 2005. A copy of the press
release is furnished as Exhibit 99.1 to this report and incorporated by
reference.
ITEM 9.01. EXHIBITS.
(c) Exhibits
99.1 Press Release dated October 26, 2005.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Dated: October 26, 2005 /s/ Roger L. Christensen
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Roger L. Christensen, President and
Chief Executive - Columbia River Bank;
President and Chief Executive Officer -
Columbia Bancorp
Dated: October 26, 2005
/s/ Greg B. Spear
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Greg B. Spear, Executive Vice President,
Chief Financial Officer -
Columbia River Bank; and
Chief Financial Officer -
Columbia Bancorp