================================================================================ UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 April 18, 2006 Date of Report (Date of earliest event reported) SOVEREIGN BANCORP, INC. (Exact name of registrant as specified in its charter) Pennsylvania 1-16581 23-2453088 (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Ident. No.) 1500 Market Street, Philadelphia, Pennsylvania 19102 (Address of principal executive offices) (Zip Code) (215) 557-4630 Registrant's telephone number, including area code N/A (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4 (c)) ================================================================================ ITEM 2.02 RESULTS OF OPERATION AND FINANCIAL CONDITION. On April 18, 2006, Sovereign Bancorp, Inc. (the "Company") issued a press release discussing the Company's first quarter results. The press release, attached as Exhibit 99.1 hereto and incorporated herein by reference, is being furnished to the SEC and shall not be deemed to be "filed" for any purpose. ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS. (d) Exhibits: 99.1 Press release, dated April 18, 2006, of Sovereign Bancorp, Inc. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. SOVEREIGN BANCORP, INC. Dated: April 18, 2006 By: /s/ Stacey V. Weikel ------------------------------ Stacey V. Weikel Senior Vice President 3 EXHIBIT INDEX Exhibit Number Description - --------------- --------------------------------------------------------------- 99.1 Press release, dated April 18, 2006, of Sovereign Bancorp, Inc. 4