================================================================================
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported) July 26, 2006
COLUMBIA BANCORP
(Exact name of registrant as specified in its charter)
Oregon 0-27938 93-1193156
(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
401 East Third Street, Suite 200,
The Dalles, Oregon 97058
(Address of principal executive offices)
(541) 298-6649
(Registrant's telephone number, including area code)
Not Applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities
Act (17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange
Act (17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
================================================================================
ITEM 2.02. RESULTS OF OPERATIONS AND FINANCIAL CONDITION
On July 26, 2006, Columbia Bancorp (the "Company") announced its financial
results for the second quarter ended June 30, 2006. A copy of the press release
is furnished as Exhibit 99.1 to this report and incorporated by reference.
ITEM 9.01. EXHIBITS.
(d) Exhibits
99.1 Press Release dated July 26, 2006 issued by Columbia Bancorp.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Dated: July 26, 2006 /s/ Roger L. Christensen
----------------------------------------
Roger L. Christensen, President
and Chief Executive
- Columbia River Bank; President and
Chief Executive Officer
- Columbia Bancorp
Dated: July 26, 2006
/s/ Greg B. Spear
----------------------------------------
Greg B. Spear, Executive Vice President,
Chief Financial Officer -
Columbia River Bank; and Chief
Financial Officer - Columbia Bancorp