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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): April 26, 2006
CHARTER FINANCIAL CORPORATION
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(Exact name of registrant as specified in its charter)
United States 000-33071 58-2659667
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(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
1233 O. G. Skinner Drive, West Point, Georgia 31833
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (706) 645-1391
Not Applicable
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(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities
Act (17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange
Act (17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
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ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION
On April 26, 2006, Charter Financial Corporation (the "Company")
announced its second quarter earnings for the 2006 fiscal year. A copy of the
press release dated April 26, 2006, describing its second quarter earnings is
attached as Exhibit 99.1.
On July 25, 2006, the Company announced its third quarter earnings for
the 2006 fiscal year. A copy of the press release dated July 25, 2006,
describing its third quarter earnings is attached as Exhibit 99.2.
ITEM 8.01 OTHER EVENTS
On August 29, 2006, the Company announced its board of directors has
declared a special dividend of $1.75 per share of common stock, payable
September 26, 2006 to stockholders of record on September 12, 2006. A copy of
the press release dated August 29, 2006, is attached as Exhibit 99.3.
ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS
(d) The following exhibits are furnished with this Report:
Exhibit No. Description
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99.1 Press release issued by Charter Financial Corporation
on April 26, 2006.
99.2 Press release issued by Charter Financial Corporation
on July 25, 2006.
99.3 Press release issued by Charter Financial Corporation
on August 29, 2006.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Dated: August 30, 2006 CHARTER FINANCIAL CORPORATION
By: /s/Robert L. Johnson
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Name: Robert L. Johnson
Title: President and Chief Executive Officer
EXHIBIT INDEX
Exhibit No. Description
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99.1 Press release issued by the Company on April 26, 2006.
99.2 Press release issued by the Company on July 25, 2006.
99.3 Press release issued by the Company on August 29, 2006.