POWER OF ATTORNEY

Known all by these presents, that the undersigned, Fat Projects International
Investments and Holdings Limited, hereby constitutes and appoints
each of Andrew M. Tucker, Esq., Kaylen Loflin, Esq., John Harrison, and
Alex Reilly, and each of them acting alone, signing singly, the undersigned's
true and lawful attorney-in-fact to:  (1) execute for and on behalf of the
undersigned, in the undersigned's capacity as an officer, director, or 10% or
more stockholder, as applicable, of BM Technologies, Inc. (the "Company"),
Forms ID, 3, 4, 5, Update Passphrase Acknowledgement (and any amendments
thereto) in accordance with Section 16(a) of the Securities Exchange Act of
1934, as amended (the "1934 Act") and Schedule 13D and/or Schedule 13G (and
any amendment thereto) in accordance with the 1934 Act, and the rules
promulgated thereunder; (2) do and perform any and all acts for and on behalf
of the undersigned which may be necessary or desirable to complete and execute
any such Form ID, 3, 4, 5, Update Passphrase Acknowledgement and Schedule 13D
and/or Schedule 13G (and any amendments thereto) and to file timely such form
with the United States Securities and Exchange Commission and any stock
exchange or similar authority; and (3) take any other action of any type
whatsoever in connection with the foregoing which in the opinion of such
attorney-in-fact may be of benefit to, in the best interest of, or legally
required by, the undersigned, it being understood that the documents executed
by such attorney-in-fact on behalf of the undersigned pursuant to this Power
of Attorney shall be in such form and shall contain such terms and conditions
as such attorney-in-fact may approve in such attorney-in-fact's discretion.

The undersigned hereby grants to each such attorney-in-fact full power and
authority to do and perform any and every act and thing whatsoever requisite,
necessary or proper to be done in the exercise of any of the rights and powers
herein granted, as fully to all intents and purposes as the undersigned might
or could do if personally present, with full power of substitution or
revocation, hereby ratifying and confirming all that such attorney-in-fact, or
such attorney-in-fact's substitute or substitutes, shall lawfully do or cause
to be done by virtue of this power of attorney and the rights and powers
herein granted. The undersigned acknowledges that the foregoing
attorneys-in-fact, in serving in such capacity at the request of the
undersigned, are not assuming, nor is the Company assuming, any of the
undersigned's responsibilities to comply with Section 16 of the 1934 Act.
This Power of Attorney shall remain in full force and effect until the
undersigned is no longer required to file Forms ID, 3, 4, 5 and Schedule 13D
and Schedule 13G with respect to the undersigned's holdings of and
transactions in securities issued by the Company, unless earlier revoked by the
undersigned in a signed writing delivered to each of the foregoing
attorneys-in-fact.

IN WITNESS WHEREOF, the undersigned has caused this Power of Attorney to be
executed as of this 23rd day of May, 2023.

FAT PROJECTS INTERNATIONAL INVESTMENTS AND HOLDINGS LIMITED

by /s/ David Andrada
Print Name: David Andrada
Title: Director