POWER OF ATTORNEY

Known all by these presents, that the undersigned hereby constitutes
and appoints each of E. Peter Strand, Michael K. Bradshaw, Jr.,
Kaylen R. Loflin, Alex Reilly, John Harrison and each of them
acting alone, signing singly, the undersigned's true and lawful
attorney-in-fact to: (1) execute for and on behalf of the undersigned,
in the undersigned's capacity as an officer, director, or 10% or
more stockholder, as applicable, of BM Technologies, Inc. (the
"Company"), Forms ID, 3, 4, 5, Update Passphrase Acknowledgment
(and any amendments thereto) in accordance with Section 16(a) of
the Securities Exchange Act of 1934, as amended (the "1934 Act") and
Schedule 13D and/or Schedule 13G (and any amendments thereto) in
accordance with the 1934 Act, and the rules promulgated thereunder;
(2) do and perform any and all acts for and on behalf of the
undersigned which may be necessary or desirable to complete and execute
any such Form ID, Form 3, Form 4, or Form 5, Update Passphrase
Acknowledgment and Schedule 13D and/or Schedule 13G (and any amendments
thereto) and to file timely such form with the United States Securities
and Exchange Commission and any stock exchange or similar authority:
and (3) take any other action of any type whatsoever in connection with
the foregoing which, in the opinion of such attorney-in-fact may be
of benefit to, in the  best interest of, or legally required by, the
undersigned, it being understood that the documents executed by such
attorney-in-fact on behalf of the undersigned pursuant to this
Power of Attorney shall be in such form and shall contain such terms
and conditions as such attorney-in-fact may approve in such
attorney-in-fact's discretion.

The undersigned hereby grants to each such attorney-in-fact full power and
authority to do and perform any and every act and thing whatsoever requisite,
necessary, or proper to be done in the exercise of any of the rights and powers
herein granted, as fully to all intents and purposes as the undersigned might
or could do if personally present, with full power of substitution or
revocation, hereby ratifying and confirming all that such attorney-in-fact,
or such attorney-in-fact's substitute or substitutes, shall lawfully do or
cause to be done by virtue of this power of attorney and the rights and powers
herein granted. The undersigned acknowledges that the foregoing attorneys-in-
fact, in serving in such capacity at the request of the undersigned, are not
assuming, nor is the Company assuming, any of the undersigned's
responsibilities to comply with Section 16 of the 1934 Act.

This Power of Attorney shall remain in full force and effect until the
undersigned is no longer required to file Forms ID, 3, 4, 5, and Schedule 13D
and Schedule 13G with respect to the undersigned's holdings of and
transactions in securities issued by the Company, unless earlier revoked by the
undersigned in a signed writing delivered to each of the foregoing
attorneys-in-fact.

IN WITNESS WHEREOF, the undersigned has caused this Power of Attorney to be
executed as of this 3rd day of February, 2023.



____________________
Rajinder Singh