Exhibit 24

POWER OF ATTORNEY

       I hereby appoint William Aprigliano, Maria Doyle
or Dina M. Cascione to act as my true and lawful attorney in fact
with authority to execute on my behalf any Form ID, 3, 4, 5 or 144 or any
amendment thereto required to be filed by the undersigned under Section 16
of
the Securities Exchange Act of 1934, as amended, and the rules and
regulations promulgated thereunder, with the appropriate regulatory
authorities and to do all things incident and necessary to that end, until
such time as I notify Mr. Aprigliano, Ms. Doyle or Ms. Cascione in writing
that their authority to act on my behalf in this manner has been withdrawn.

       I have signed this power of attorney on January 6, 2020.

       By: /s/ JAy P. MCCONIE
           Jay P. McConie


       In the presence of: /s/ MARIA DOYLE
                           Maria Doyle

       at: Glen Head,   NY
           City         State