Exhibit 24

POWER OF ATTORNEY

       I hereby appoint Jay P. McConie, William Aprigliano, Maria Doyle
or Dina M. Cascione to act as my true and lawful attorney in fact
with authority to execute on my behalf any Form ID, 3, 4, 5 or 144 or any
amendment thereto required to be filed by the undersigned under Section 16
of
the Securities Exchange Act of 1934, as amended, and the rules and
regulations promulgated thereunder, with the appropriate regulatory
authorities and to do all things incident and necessary to that end, until
such time as I notify Mr. McConie, Mr. Aprigliano, Ms. Doyle or Ms.
Cascione in writing that their authority to act on my behalf in this manner
has been withdrawn.

       I have signed this power of attorney on January 30,2020.

       By: /s/ ERIC J. TVETER
           Eric J. Tveter


       In the presence of: /s/ PAULINE WIMMER
                           Pauline Wimmer

       at: Glen Head, New York
           City         State