Exhibit 24

POWER OF ATTORNEY

       I hereby appoint Christopher Becker, Janet Verneuille, Maria Doyle
and Pauline Wimmer to
act as my true and lawful attorney in fact with authority to execute on my
behalf any Form ID,
3, 4, 5 or 144 or any amendment thereto required to be filed by the
undersigned under
Section 16 of the Securities Exchange Act of 1934, as amended, and the
rules and
regulations promulgated thereunder, with the appropriate regulatory
authorities and to
do all things incident and necessary to that end, until such time as I
notify Mr. Becker,
Ms. Verneuille, Ms. Doyle or Ms. Wimmer in writing that their authority to
act on my behalf in this
manner has been withdrawn.

       I have signed this power of attorney on December 14,2023.

       By: /s/ EDWARD J. HAYE
           Edward J. Haye


       In the presence of: /s/ ERIKA NASTASI
                           Erika Nastasi

       at: Melville, New York
           City         State