LIMITED POWER OF ATTORNEY

The undersigned director or officer of Virginia National
Bankshares Corporation, a Virginia Corporation (the
?Corporation?), constitutes and appoints each of Donna G.
Shewmake, Vicki T. Miller and Carlton S. Gregory, any of whom
may act individually, as the undersigned?s true and lawful
attorney-in-fact, with full power and authority, as follows:

1.  Each of attorneys-in-fact is authorized to do any and all of
the following on behalf and in the name, place and stead of the
undersigned:

a.  Prepare, execute and file with the Securities and Exchange
Commission, and/or with any other regulatory authority as
required, Forms 3, 4, and 5 (including any amendments and
successor forms) with respect to the securities of the
Corporation as necessary or advisable under Section 16(a) of
the Securities Exchange Act of 1934, as amended.

b.  Obtain as the undersigned?s representative information on
transactions in the Corporation?s securities from any third
party, including brokers, the undersigned hereby authorizing
and ratifying the release of any such information by any such
third party to either named attorney-in-fact.

c.  Perform all other acts for and on behalf of the undersigned
which in the discretion of either attorney-in-fact are
necessary or desirable in connection with the foregoing.

2. The undersigned also acknowledges and agrees that:

a.  This Power of Attorney authorizes either attorney-in-fact
to act in his/her discretion on information provided to him/her
without independent verification of the information.

b.  Documents prepared or executed by either attorney-in-fact
pursuant to this Power of Attorney may be in such form and
contain such information as the attorney-in-fact deems
necessary or desirable.

c.  Neither the Corporation nor either attorney-in-fact assumes
or shall be responsible or liable for the undersigned?s (i)
obligation to comply with requirements of the Exchange Act, or
failure to comply with such requirements, or (ii) profit
disgorgement under Section 16(b) of the Exchange Act.

3.  The undersigned grants each of the attorneys-in-fact full
power and authority to perform every act whatsoever required,
necessary or appropriate concerning the foregoing matters as
fully as the undersigned might or could do personally, and
ratifies all acts that each attorney-in-fact shall do by virtue
of this Power of Attorney.

4.  This Power of Attorney shall remain effective until revoked
by the undersigned in a signed writing delivered to each of the
named attorneys-in-fact.


Signature /s/ Susan K. Payne 		Date: 05/20/2015