SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549


SCHEDULE 13G
Under the Securities Exchange Act of 1934


Central Federal Corporation

(Name of Issuer)

Common Stock

(Title of Class of Securities)

15346Q202

(CUSIP Number)

October 22, 2015

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this
schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)
*
The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class
of securities, and for any subsequent amendment containing information
which would alter disclosures provided in a prior cover page. The
information required in the remainder of this cover page shall not
be deemed to be "filed" for the purpose of Section 18 of the Securities
Exchange Act of 1934 ("Act") or otherwise subject to the liabilities
of that section of the Act but shall be subject to all other provisions
of the Act (however, see the Notes).


CUSIP No. 15346Q202 13G Page 2 of 8 Pages
1 Name of Reporting Persons
Thornapple River Capital Financial Services Industry Fund LLC
2 Check the Appropriate Box if a Member of a Group
3 SEC Use Only
4 Citizenship or Place of Organization
Michigan
Number of Shares
Beneficially Owned by Each
Reporting Person With
5 Sole Voting Power
0
6 Shared Voting Power
932,029
7 Sole Dispositive Power
0
8 Shared Dispositive Power
932,029
9 Aggregate Amount Beneficially Owned by Each Reporting Person
932,029
10 Check if the Aggregate Amount in Row (9) Excludes Certain Shares
11 Percent of Class Represented by Amount in Row (9)
5.6%
12 Type of Reporting Person
OO
(a) ..
(b) ..

This Schedule 13G is being filed to report ownership by Thornapple River
Capital Financial Services Industry Fund LLC, a Michigan limited liability
company (the "Fund"), of the following securities of Central Federal
Corporation (the "Issuer"): (a) 279,600 shares of common stock, (b) 39,300
 shares of 6.25% Non-Cumulative Convertible Perpetual Preferred Stock,
Series B, which shares are currently convertible into 561,429 shares of
common stock, and (c) warrants to purchase 91,000 shares of common stock.
These securities represent 5.6% of the issued and outstanding common stock
of the Issuer, as calculated pursuant to Rule 13d-3(d) and based on an
aggregate of 16,033,710 shares of common stock issued and outstanding,
as disclosed by the Issuer in its Form 10-Q filed November 12, 2015. The
Fund is controlled by Thornapple River Capital LLC, a Michigan limited
liability company (the "Fund Manager"), which is owned and controlled by
Brandon J. Kanitz. In addition to the securities owned by the Fund
(as described in this explanatory note), Mr. Kanitz has investment
discretion over an additional 148,112 shares of the Issuer's common stock.

CUSIP No. 15346Q202 13G Page 3 of 8 Pages
1 Name of Reporting Persons
Thornapple River Capital LLC
2 Check the Appropriate Box if a Member of a Group (a) ..
(b) ..
3 SEC Use Only
4 Citizenship or Place of Organization
Michigan
Number of Shares Beneficially
Owned by Each Reporting
Person With
5 Sole Voting Power
0
6 Shared Voting Power
932,029
7 Sole Dispositive Power
0
8 Shared Dispositive Power
932,029
9 Aggregate Amount Beneficially Owned by Each Reporting Person
932,029
10 Check if the Aggregate Amount in Row (9) Excludes Certain Shares.
11 Percent of Class Represented by Amount in Row (9)
5.6%
12 Type of Reporting Person
OO
1 Name of Reporting Persons
Thornapple River Capital LLC
2 Check the Appropriate Box if a Member of a Group
(a) ..
(b) ..
3 SEC Use Only
4 Citizenship or Place of Organization
Michigan
Number of Shares Beneficially Owned by Each Reporting Person With
5 Sole Voting Power
0
6 Shared Voting Power
932,029
7 Sole Dispositive Power
0
8 Shared Dispositive Power
932,029
9 Aggregate Amount Beneficially Owned by Each Reporting Person
932,029
10 Check if the Aggregate Amount in Row (9) Excludes Certain Shares.
11 Percent of Class Represented by Amount in Row (9)
5.6%
12 Type of Reporting Person
OO
This Schedule 13G is being filed to report ownership by Thornapple River
CapitalFinancial Services Industry Fund LLC, a Michigan limited liability
company (the "Fund"), of the following securities of Central Federal
Corporation (the "Issuer")(a) 279,600 shares of common stock, (b) 39,300
shares of 6.25% Non-Cumulative Convertible Perpetual Preferred Stock,
Series B, which shares are currently convertible into 561,429 shares of
common stock, and (c) warrants to purchase91,000 shares of common stock.
These securities represent 5.6% of the issued andoutstanding common stock
of the Issuer, as calculated pursuant to Rule 13d-3(d)and based on an
aggregate of 16,033,710 shares of common stock issued and outstanding,
as disclosed by the Issuer in its Form 10-Q filed November 12, 2015. The
Fund is controlled by Thornapple River Capital LLC, a Michigan limited
liability company (the "Fund Manager"), which is owned and controlled by
Brandon J. Kanitz. In addition to the securities owned by the Fund (as
described in this explanatory note), Mr. Kanitz has investment
discretion over an additional 148,112 shares of the Issuer's common stock.

CUSIP No. 15346Q202 13G Page 4 of 8 Pages
1 Name of Reporting Persons
Brandon J. Kanitz
2 Check the Appropriate Box if a Member of a Group
(a) ..
(b) ..
3 SEC Use Only
4 Citizenship or Place of Organization
Michigan
Number of Shares Beneficially Owned by Each Reporting Person With
5 Sole Voting Power
0
6 Shared Voting Power
1,080,141
7 Sole Dispositive Power
0
8 Shared Dispositive Power
1,080,141
9 Aggregate Amount Beneficially Owned by Each Reporting Person
1,080,141
10 Check if the Aggregate Amount in Row (9) Excludes Certain Shares.
11 Percent of Class Represented by Amount in Row (9)
6.5%
12 Type of Reporting Person
IN
1 Name of Reporting Persons
Brandon J. Kanitz
2 Check the Appropriate Box if a Member of a Group
(a) ..
(b) ..
3 SEC Use Only
4 Citizenship or Place of Organization
Michigan
Number of Shares Beneficially Owned by Each Reporting Person With
5 Sole Voting Power
0
6 Shared Voting Power
1,080,141
7 Sole Dispositive Power
0
8 Shared Dispositive Power
1,080,141
9 Aggregate Amount Beneficially Owned by Each Reporting Person
1,080,141
10 Check if the Aggregate Amount in Row (9) Excludes Certain Shares .
11 Percent of Class Represented by Amount in Row (9)
6.5%
12 Type of Reporting Person
IN
This Schedule 13G is being filed to report ownership by Thornapple River
CapitalFinancial Services Industry Fund LLC, a Michigan limited liability
company (the "Fund"), of the following securities of Central Federal
Corporation (the "Issuer")(a) 279,600 shares of common stock, (b) 39,300
shares of 6.25% Non-Cumulative Convertible Perpetual Preferred Stock,
Series B, which shares are currently convertible into 561,429 shares of
common stock, and (c) warrants to purchase 91,000 shares of common stock.
These securities represent 5.6% of the issued and outstanding common
stock of the Issuer, as calculated pursuant to Rule 13d-3(d) and based
on an aggregate of 16,033,710 shares of common stock issued and
outstanding, as disclosed by the Issuer in its Form 10-Q filed November 12,
2015. The Fund is controlled by Thornapple River Capital LLC, a Michigan
limited liability company (the "Fund Manager"), which is owned and
controlled by Brandon J. Kanitz. In addition to the securities owned
by the Fund (as described in this explanatory note), Mr. Kanitz has
investment discretion over an additional 148,112 shares of the Issuer's
common stock.

CUSIP No. 15346Q202 13G Page 5 of 8 Pages
Item 1(a). Name of Issuer:
Central Federal Corporation

Item 1(b). Address of Issuer's Principal Executive Offices:
7000 North High St., Worthington, Ohio 43085

Item 2(a). Name of Persons Filing:
Thornapple River Capital Financial Services Industry Fund LLC
Thornapple River Capital LLC
Brandon J. Kanitz

Item 2(b). Address of Principal Business Office or, if None, Residence:
2693 Thornapple River Drive, Grand Rapids, Michigan 49546

Item 2(c). Citizenship:
United States of America

Item 2(d). Title of Class of Securities:
Common Stock

Item 2(e). CUSIP Number:

15346Q202

Item 3.
If this statement is filed pursuant to 240.13d-1(b), or 240.13d-2(b) or
(c), check whether the person filing is a:

(a).
Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o).
(b).
Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 73c).
(c) .
Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c)

CUSIP No. 15346Q202 13G Page 6 of 8 Pages
(d) .
Investment company registered under section 8 of the Investment Company Act
of 1940 (15 U.S.C. 80a-8).
(e).
An investment adviser in accordance with 13d-1(b)(1)(ii)(E).
(f).
An employee benefit plan or endowment fund in accordance with 240.13d
1(b)(1)(ii)(F).
(g).
A parent holding company or control person in accordance with 240.13d-1
(b)(1)(ii)(G).
(h).
A savings association as defined in Section 3(b) of the Federal Deposit
Insurance Act (12 U.S.C. 1813).
(i).
A church plan that is excluded from the definition of an investment company
under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C.
80a-3)
(j).
A non-U.S. institution in accordance with 240.13d-1(b)(1)(ii)(J).
(k) ..Group, in accordance with 240.13d-1(b)(1)(ii)(K).
If filing as a non-U.S. institution in accordance with 240.13d-1(b)(1)(ii)(J)
please specify the type of institution:
Item 4. Ownership.*

(a) Amount Beneficially Owned: 1,080,141 shares of common stock
(b) Percent of Class: 6.5%
(c) Number of shares as to which such person has:
(i) Sole power to vote or to direct the vote: 0
(ii) Shared power to vote or to direct the vote: 1,080,141
(iii) Sole power to dispose or to direct the disposition of: 0
(iv) Shared power to dispose or to direct the disposition of: 1,080,141
*See explanatory notes in cover pages.
Item 5. Ownership of Five Percent or Less of a Class.
Not applicable

Item 6. Ownership of More Than Five Percent on Behalf of Another Person.
Not applicable

Item 7.
Identification and Classification of the Subsidiary Which Acquired the
Security Being Reported on by the Parent Holding Company or Control Person.

Not applicable


jcusiP No. JS346Q202

13G Page 7 of 8 Pages J

Item 8. Identification and Classification of Members of the Group.
Not applicable
Item 9. Notice of Dissolution of Group.
Not applicable
Item 10. Certifications.

By signing below I certify that, to the best of my knowledge and belief,
the securities referred to above were not acquired and are not held for
the purpose ofor with the effect ofchanging or influencing the control
of the issuer ofthe securities and were not acquired and re not held in
connection with or as a participant in any transaction having that
purpose or effect, other than activities solely in connection with a
nomination under 240.14a-1 1.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief,
I certify that the information set forth in this statement is true,
complete and correct!.

Dated: November 23,2015

cusiP No. tS346Q202 13G Page 8 of 8 Pages!

JOINT FILING STATEMENT


The undersigned hereby consent and agree to file a joint statement on
Schedule 13G under the Securities Exchange Act of 1934, as amended,
with respect to the common stock issued by Central Federal Corporation
beneficially owned by them, together with any or all amendments to
such Schedule 13G, when and if appropriate. The undersigned further
consent and agree to file this Joint Filing Statement pursuant to
Rule 13d-l(k)(l)(iii) as an exhibit to such Schedule

Dated: November 23, 2015

13G, incorporating this Joint Filing Statement into such Schedule I G.
By: Brandon J. Kanitz

Dated: November 23,2015

Dated: November 23, 2015

Its: Manag