Exhibit 24

POWER OF ATTORNEY

       I hereby appoint Mark D. Curtis, William Aprigliano, Maria Doyle
or Dina M. Cascione to act as my true and lawful attorney in fact with
authority to execute on my behalf any Form ID, 3, 4, 5 or 144 or any
amendment thereto required to be filed by the undersigned under Section
16 of the Securities Exchange Act of 1934, as amended, and the rules
and regulations promulgated thereunder, with the appropriate regulatory
authorities and to do all things incident and necessary to that end,
until such time as I notify Mr. Curtis, Mr. Aprigliano, Ms. Doyle or
Ms. Cascione in writing that their authority to act on my behalf in
this manner has been withdrawn.

       I have signed this power of attorney on September 22, 2016.

       By: /s/ JOHN J. DESMOND
           John J. Desmond

       In presence of: /s/ DONNA FLORIDIA
                       Donna Floridia

       at: Melville,  New York
           City       State