GRANT THORNTON LLP
Two Commerce Square 2001 Market St., Suite 700
Philadelphia, PA 19103 7065
D 1 215 561 4200 F 1 215 561 1066

REPORT OF INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM
Board of Trustees of HC Capital Trust and Shareholders of
The Intermediate Term Municipal Bond II Portfolio
In planning and performing our audit of the financial
statements of the Intermediate Term Municipal Bond II
Portfolio the Portfolio as of and for the ten months
ended April 30 2023 in accordance with the standards
of the Public Company Accounting Oversight Board
United States we considered the Portfolios internal control
 over financial reporting, including controls over safeguarding
 securities, as a basis for designing audit procedures for the
purpose of expressing an opinion on the financial statements
and to comply with the requirements of Form N-CEN but not
for the purpose of expressing an opinion on the effectiveness of
 the Portfolios internal control over financial reporting.
Accordingly we express no such opinion.
Management of the Portfolio is responsible for establishing and
maintaining effective internal control over financial reporting.
In fulfilling this responsibility estimates and judgements by
management are required to assess the expected benefits and
related costs of controls. A portfolios internal control over
financial reporting is a process designed to provide reasonable
assurance regarding the reliability of financial reporting and the
preparation of financial statements for external purposes in
accordance with generally accepted accounting principles. A
portfolios internal control over financial reporting includes
those policies and procedures that 1 pertain to the maintenance
 of records that in reasonable detail accurately and fairly reflect
the transactions and dispositions of the assets of the portfolio
2 provide reasonable assurance that transactions are recorded
 as necessary to permit preparation of financial statements in
accordance with generally accepted accounting principles and
that receipts and expenditures of the portfolio are being made
only in accordance with authorizations of management and
directors of the portfolio and 3 provide reasonable assurance
regarding prevention or timely detection of unauthorized
acquisition use or disposition of the portfolios assets that
could have a material effect on the financial statements.
Because of its inherent limitations internal control over
financial reporting may not prevent or detect misstatements.
Also projections of any evaluation of effectiveness to future
periods are subject to the risk that controls may become inadequate
because of changes in conditions or the degree of compliance
with policies and procedures may deteriorate.
A deficiency in internal control over financial reporting exists
when the design or operation of a control does not allow
 management or employees in the normal course of performing
their assigned functions to prevent or detect misstatements on
a timely basis. A material weakness is a deficiency or a combination
of deficiencies in internal control over financial reporting such
that there is a reasonable possibility that a material misstatement
of the Portfolios annual or interim financial statements will not be
prevented or detected on a timely basis.
GT.COM Grant Thornton LLP is the U.S. member firm of Grant
Thornton International Ltd GTIL. GTIL and each of its member firms
are separate legal entities and are not a worldwide partnership.

Our consideration of the Portfolios internal control over financial
reporting was for the limited purpose described in the first paragraph
and would not necessarily disclose all deficiencies in internal control
over financial reporting that might be material weaknesses under
standards established by the Public Company Accounting Oversight
Board United States. However we noted no deficiencies in the
Portfolios internal control over financial reporting and its operation
including controls over safeguarding securities which we consider
 to be material weaknesses as defined above as of April 30 2023.
This report is intended solely for the information and use of
management and the Board of Trustees of HC Capital Trust and the
 U.S. Securities and Exchange Commission, and is not intended to be
and should not be used by anyone other than these specified parties.

/s/ GRANT THORNTON LLP

Philadelphia Pennsylvania June 23 2023