498 patents
Utility
Methods and systems for acoustic authentication
16 Jan 24
Systems and methods are disclosed for generating an acoustic authentication data entry interface.
Daren L. Pickering
Filed: 30 Nov 22
Utility
Systems and methods for client-side management of recurring payment transactions
16 Jan 24
Systems and methods disclosed herein for the client-side management of recurring payment transactions.
Snehal Desai
Filed: 5 Dec 22
Utility
Methods and systems for dual-to-single message conversion in electronic transactions
16 Jan 24
Systems and methods are disclosed for electronic transaction messaging conversion.
Ganeshwaran Jayachandran
Filed: 21 Apr 23
Utility
Systems and methods for capturing account holder consent for transaction data collection
16 Jan 24
Systems and methods are disclosed for providing an account holder with an incentive-consent matrix at a point-of-sale device of a merchant.
Jacob Matthew Sterling, Scott Wayne DeAngelo, Dennis A. Kettler, Balaji Janakiraman Iyer, Trevor Alan Bass
Filed: 17 Jul 20
Utility
Methods and systems for displaying virtual objects from an augmented reality environment on a multimedia device
16 Jan 24
Methods and systems are disclosed for displaying an augmented reality virtual object on a multimedia device.
Kevin Gordon, Charlotte Spender
Filed: 28 Oct 22
Utility
Systems and Methods of Creating Order Lifecycles Via Daisy Chain Linkage
11 Jan 24
Systems, devices, and methods for linking orders to develop a consolidated audit trail (CAT) are configured to receive event data for one or more orders based on one or more order characteristics; determine linkages between the one or more orders based on parent relationships of the one or more orders; verify the linkages between the one or more orders based on the event data; and determine order lifecycles based on the linkages between the one or more orders.
Neil PALMER, Michael SHERMAN
Filed: 25 Sep 23
Utility
Systems and Methods for Blockchain-based Payment Transactions, Alerts, and Dispute Settlement, Using a Blockchain Interface Server
11 Jan 24
Systems and methods are disclosed for blockchain-based payment transactions, alerts, and dispute settlement, using a blockchain interface server.
Ramesh VIJAYARAGHAVAN
Filed: 22 Sep 23
Utility
Systems and Methods of Creating Order Lifecycles Via Daisy Chain Linkage
11 Jan 24
Systems, devices, and methods for linking orders to develop a consolidated audit trail (CAT) are configured to receive event data for one or more orders based on one or more order characteristics; determine linkages between the one or more orders based on parent relationships of the one or more orders; verify the linkages between the one or more orders based on the event data; and determine order lifecycles based on the linkages between the one or more orders.
Neil PALMER, Michael SHERMAN
Filed: 25 Sep 23
Utility
Systems and Methods of Creating Order Lifecycles Via Daisy Chain Linkage
11 Jan 24
Systems, devices, and methods for linking orders to develop a consolidated audit trail (CAT) are configured to receive event data for one or more orders based on one or more order characteristics; determine linkages between the one or more orders based on parent relationships of the one or more orders; verify the linkages between the one or more orders based on the event data; and determine order lifecycles based on the linkages between the one or more orders.
Neil PALMER, Michael SHERMAN
Filed: 25 Sep 23
Utility
Wireless data communication interface
9 Jan 24
In some embodiments, the rendering a financial transaction record in a second format includes converting a tokenized first item of financial transaction information to an account-specific item of financial transaction information using an account identifier associated with the tokenized first item in a registry stored in a secured account data vault.
Nish Modi
Filed: 15 Apr 22
Utility
Systems and methods for subscribing topics and registering computer server event notifications
9 Jan 24
Systems and methods are disclosed for secure transmission of computer server event notifications, including receiving a topic subscription request from a partner, registering the partner topic subscription request, obtaining a new computer server event to report, determining a subscribed partner subscribed to computer server events of a same type as the new computer server event, transmitting an event notification to the subscribed partner, and registering the event notification.
Sachin Pawaskar
Filed: 19 Apr 23
Utility
Systems and methods for cloud-based testing of POS devices
2 Jan 24
A computer-implemented method for cloud-based testing of a payment network may include receiving a test configuration for testing a payment processing network, configuring a simulated worker generator for generating a plurality of simulated workers according to the received test configuration, reading commands to be executed by each simulated worker among the plurality of simulated workers from a command bank according to the received test configuration, configuring the plurality of simulated workers according to the commands and the received test configuration, starting a swarm test of the payment processing network by the plurality of simulated workers, reading results of the swarm test from the plurality of simulated workers, and saving the results to storage.
Walter Banks
Filed: 18 Nov 21
Utility
Tokenizing sensitive data
2 Jan 24
Some systems and/or methods are configured to receive sensitive data from a vendor, determine a token key for the vendor, and utilize a proprietary algorithm, based on the token key to generate a vendor-specific token that is associated with the sensitive data.
Bryan T. Bailey, John Romer, Chris Doyle, Jeremy Gifford, Kevin Zibart
Filed: 30 Sep 21
Utility
Systems and methods for payment transactions, alerts, dispute settlement, and settlement payments, using multiple blockchains
2 Jan 24
Systems and methods are disclosed for payment transactions, alerts, dispute settlement, and settlement payments, using multiple blockchains.
Ramesh Vijayaraghavan
Filed: 30 Nov 17
Utility
Systems and Methods for Routing Electronic Transactions Using Network Simulation and Forecasting
28 Dec 23
Systems and methods are for routing electronic payment transactions to PIN-less networks using payment pseudo-networks and electronic transaction simulation.
Dennis KETTLER, Scott Wayne DeANGELO
Filed: 8 Sep 23
Utility
Decentralized Computer Systems and Methods for Loyalty Points Payments Using Distributed Ledgers
28 Dec 23
Decentralized computer systems and methods are disclosed for establishing and conducting payment processing with loyalty points using distributed ledger.
Chandra OLSON, Joshua MATHER, Paul Anthony ROSE
Filed: 12 Sep 23
Utility
Wireless Data Communication Interface
21 Dec 23
In some embodiments, the rendering a financial transaction record in a second format includes converting a tokenized first item of financial transaction information to an account-specific item of financial transaction information using an account identifier associated with the tokenized first item in a registry stored in a secured account data vault.
Nish Modi
Filed: 31 Aug 23
Utility
Systems and Methods for Cloud Based Pin Pad Transaction Generation
21 Dec 23
A method of processing payment transactions includes receiving a transaction request from a client device, determining whether a transaction command generator is available, transmitting the transaction request to a transaction command generator, the transaction command generator being an existing transaction command generator or a newly created transaction command generator, receiving generated personal identification number (PIN) pad commands from the transaction command generator, and transmitting the generated PIN pad commands to a PIN pad.
Walter BANKS, Christopher GUTHRIE
Filed: 30 Aug 23
Utility
Systems and Methods for Third-party Interoperability In Secure Network Transactions Using Tokenized Data
21 Dec 23
Embodiments include methods and systems for enabling third-party data service interoperability, comprising receiving, from an electronic data server, a request for a low-value token, the low-value token being associated with a subset of sensitive data associated with a user; providing the low-value token to the electronic data server; receiving a request for the subset of sensitive data, from a third-party data service server, the request comprising the low-value token; de-tokenizing the low-value token to obtain the subset of sensitive data; providing the subset of sensitive data to the third-party data service server; receiving, from an electronic data server, the low-value token and a transaction authorization request; determining, based on the low-value token and authorization request, an authorization response; and providing the authorization response to the electronic data server.
Brant PETERSON
Filed: 30 Aug 23
Utility
Methods and Systems for Obfuscating Entry of Sensitive Data at Mobile Devices
21 Dec 23
Systems and methods are disclosed for obfuscating entry of sensitive data at a mobile device, which may be infected with a rogue application configured to steal the sensitive data.
Daren L. PICKERING, Jonathan Stewart VOKES, Marc MASSAR, Danny K. RUSSELL
Filed: 1 Sep 23