4 patents
Utility
Method and system for transaction authorization based on a parallel autonomous channel multi-user and multi-factor authentication
10 May 22
A system for authorizing electronic transactions using a form of a token possessing credentials of an account holder, wherein the system transmits a verification message to a terminal where this terminal is different from the one the electronic transaction is conducted on, and through this combination the system shall verify that the transaction is being conducted by the authorized owner of the token used.
Thomas Szoke, Maxim Umarov
Filed: 10 Aug 16
Utility
Device and Systems for Strong Identity and Strong Authentication
5 May 22
Verifying identity of a person using remote communication (e.g., Internet) is difficult because images of identity documents can be fraudulent or copied and distributed to adversaries without the person's permission.
Simon LAW, Pasan Chankama HAPUARACHCHI, Phillip L. KUMNICK, Thomas R. SZOKE, Maxim UMAROV
Filed: 5 Nov 21
Utility
Systems and methods using a primary account number to represent identity attributes
23 Nov 21
A system and method is provided to register a user; assign a primary account number (PAN) to the user; create an account; create a unique cipher with keys; link, by a trusted source of identification, the PAN to an attribute of the user and to the account; receive the keys at a user device; remove the keys; generate data by a third-party to request the user to perform a transaction; present the PAN to the third-party; receive a transaction request detail; receive the data at a transaction processor based on a unique identifier of the PAN; identify the user using the unique identifier; authenticate the user; request, by the transaction processor, the device to release a key associated with the transaction request detail; decrypt stored information; and send a response, including the decrypted stored information, from the transaction processor to the third-party, thereby identifying the user.
Philip Beck, Thomas Szoke, Maxim Umarov, Paul Whittle
Filed: 18 Apr 19
Utility
Systems and Methods Using a Primary Account Number to Represent Identity Attributes
20 May 20
A system and method is provided to register a user; assign a primary account number (PAN) to the user; create an account; create a unique cipher with keys; link, by a trusted source of identification, the PAN to an attribute of the user and to the account; receive the keys at a user device; remove the keys; generate data by a third-party to request the user to perform a transaction; present the PAN to the third-party; receive a transaction request detail; receive the data at a transaction processor based on a unique identifier of the PAN; identify the user using the unique identifier; authenticate the user; request, by the transaction processor, the device to release a key associated with the transaction request detail; decrypt stored information; and send a response, including the decrypted stored information, from the transaction processor to the third-party, thereby identifying the user.
Philip Beck, Thomas Szoke, Maxim Umarov, Paul Whittle
Filed: 17 Apr 19
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