SEC FORM 13-F Information Table

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
APPLE INC	Equity	037833100	13,239	75,823	SH		OTR	None	75,823	0	0
MICROSOFT CORP	Equity	594918104	10,251	33,251	SH		OTR	None	33,251	0	0
ISHARES FLOATING RATE BOND ETF	Equity	46429B655	10,033	198,611	SH		OTR	None	198,612	0	0
ALPHABET INC. CLASS C	Equity	02079K107	8,813	3,155	SH		OTR	None	3,155	0	0
ISHARES JPMORGAN USD MTSBOND ETF	Equity	464288281	7,706	78,835	SH		OTR	None	78,836	0	0
VANGUARD SHORT TERM CORP BOND ETF	Equity	92206C409	6,591	84,404	SH		OTR	None	84,405	0	0
VANGUARD VALUE ETF	Equity	922908744	5,698	38,561	SH		OTR	None	38,561	0	0
SPDR S&P 500 ETF	Equity	78462F103	5,666	12,547	SH		OTR	None	12,547	0	0
JPMORGAN CHASE & CO	Equity	46625H100	5,401	39,621	SH		OTR	None	39,621	0	0
JOHNSON & JOHNSON	Equity	478160104	5,302	29,920	SH		OTR	None	29,920	0	0
SCHWAB INTERNATIONAL EQUITY ETF	Equity	808524805	5,162	140,578	SH		OTR	None	140,579	0	0
CVS HEALTH CORP	Equity	126650100	5,023	49,632	SH		OTR	None	49,632	0	0
CISCO SYSTEMS INC	Equity	17275R102	4,440	79,636	SH		OTR	None	79,636	0	0
SCHWAB EMERGING MARKETS EQUITY ETF	Equity	808524706	4,276	154,004	SH		OTR	None	154,004	0	0
CHARLES SCHWAB CORP	Equity	808513105	4,038	47,899	SH		OTR	None	47,899	0	0
PROCTER & GAMBLE	Equity	742718109	3,972	26,000	SH		OTR	None	26,000	0	0
RUSSELL MID CAP VALUE ETF	Equity	464287473	3,956	33,072	SH		OTR	None	33,072	0	0
PFIZER INCORPORATED	Equity	717081103	3,847	74,322	SH		OTR	None	74,322	0	0
SCHWAB US SMALL CAP ETF	Equity	808524607	3,705	78,247	SH		OTR	None	78,248	0	0
CATERPILLAR INC	Equity	149123101	3,577	16,056	SH		OTR	None	16,056	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	Equity	921943858	3,498	72,835	SH		OTR	None	72,835	0	0
AMGEN INCORPORATED	Equity	031162100	3,488	14,424	SH		OTR	None	14,424	0	0
INTEL CORP	Equity	458140100	3,406	68,736	SH		OTR	None	68,736	0	0
SCHWAB US LARGE CAP ETF	Equity	808524201	3,077	57,156	SH		OTR	None	57,156	0	0
ALPHABET INC. CLASS A	Equity	02079K305	2,912	1,047	SH		OTR	None	1,047	0	0
SCHWAB US BROAD MARKET ETF	Equity	808524102	2,905	54,421	SH		OTR	None	54,421	0	0
HOME DEPOT INC	Equity	437076102	2,902	9,695	SH		OTR	None	9,695	0	0
MC DONALDS CORP	Equity	580135101	2,901	11,734	SH		OTR	None	11,734	0	0
VANGUARD FTSE EMERGING MARKETS ETF	Equity	922042858	2,698	58,499	SH		OTR	None	58,500	0	0
NIKE INC CLASS B	Equity	654106103	2,691	20,005	SH		OTR	None	20,005	0	0
CLIFFS NATURAL RES	Equity	18383K101	2,662	82,650	SH		OTR	None	82,650	0	0
ORACLE CORPORATION	Equity	68389X105	2,658	32,133	SH		OTR	None	32,133	0	0
QUALCOMM INC	Equity	747525103	2,651	17,352	SH		OTR	None	17,352	0	0
CITIGROUP INC	Equity	172967424	2,566	48,065	SH		OTR	None	48,065	0	0
PAYPAL HOLDINGS INCO	Equity	70450Y103	2,480	21,445	SH		OTR	None	21,445	0	0
EMERSON ELECTRIC CO	Equity	291011104	2,452	25,010	SH		OTR	None	25,010	0	0
KRAFT HEINZ CO	Equity	500754106	2,306	58,546	SH		OTR	None	58,546	0	0
EXXON MOBIL CORP	Equity	30231G102	2,273	27,533	SH		OTR	None	27,533	0	0
ISHARES U.S. PREFERRED STOCK ETF	Equity	464288687	2,240	61,513	SH		OTR	None	61,513	0	0
BAIDU COM INC ADR	Equity	056752108	2,231	16,870	SH		OTR	None	16,870	0	0
BOEING CO	Equity	097023105	2,226	11,624	SH		OTR	None	11,624	0	0
SPDR S&P MIDCAP 400 ETF	Equity	78467Y107	2,113	4,310	SH		OTR	None	4,310	0	0
DIAGEO PLC ADR	Equity	G42089113	2,079	10,235	SH		OTR	None	10,235	0	0
TERADYNE INCORPORATED	Equity	880770102	2,060	17,425	SH		OTR	None	17,425	0	0
FEDEX CORPORATION	Equity	31428X106	2,008	8,680	SH		OTR	None	8,680	0	0
COCA COLA COMPANY	Equity	191216100	2,006	32,363	SH		OTR	None	32,363	0	0
MERCK & CO INC	Equity	58933Y105	1,992	24,282	SH		OTR	None	24,282	0	0
FORD MOTOR COMPANY	Equity	345370860	1,992	117,800	SH		OTR	None	117,800	0	0
LOCKHEED MARTIN CORP	Equity	539830109	1,970	4,465	SH		OTR	None	4,465	0	0
UNITED HEALTHCARE GROUP	Equity	91324P102	1,846	3,621	SH		OTR	None	3,621	0	0
BLACKROCK INC	Equity	09247X101	1,810	2,369	SH		OTR	None	2,369	0	0
GOLDMAN SACHS GROUP	Equity	38141G104	1,800	5,455	SH		OTR	None	5,455	0	0
ISHARES CORE S&P SMALL CAP ETF	Equity	464287804	1,767	16,386	SH		OTR	None	16,386	0	0
A T & T INC	Equity	00206R102	1,727	73,122	SH		OTR	None	73,122	0	0
HEALTHPEAK PPTYS INC.	Equity	42250P103	1,720	50,130	SH		OTR	None	50,130	0	0
BECTON DICKINSON&CO	Equity	075887109	1,717	6,455	SH		OTR	None	6,455	0	0
ONEOAK INC	Equity	682680103	1,704	24,135	SH		OTR	None	24,135	0	0
VISA INC CLASS A	Equity	92826C839	1,695	7,647	SH		OTR	None	7,647	0	0
GILEAD SCIENCES INC	Equity	375558103	1,682	28,295	SH		OTR	None	28,295	0	0
ALIBABA GROUP HLDG FADR	Equity	01609W102	1,682	15,460	SH		OTR	None	15,460	0	0
HANESBRAND INC	Equity	410345102	1,673	112,375	SH		OTR	None	112,375	0	0
VANGUARD SMALL CAP VALUE ETF	Equity	922908611	1,664	9,463	SH		OTR	None	9,463	0	0
SCHWAB LARGE CAP VALUE ETF	Equity	808524409	1,615	22,630	SH		OTR	None	22,630	0	0
VANGUARD INTL DIVIDEND APRECTN ETF	Equity	921946810	1,610	20,375	SH		OTR	None	20,375	0	0
SPDR BLMBRG BRCLY SHORT TERM HGH ETF	Equity	78468R408	1,569	59,825	SH		OTR	None	59,825	0	0
ABBVIE INC	Equity	00287Y109	1,569	9,681	SH		OTR	None	9,681	0	0
VERIZON COMMUNICATN	Equity	92343V104	1,521	29,876	SH		OTR	None	29,876	0	0
BATH & BODY WORKS, INC.	Equity	070830104	1,485	31,087	SH		OTR	None	31,087	0	0
REALTY INCM CORP REIT	Equity	756109104	1,483	21,405	SH		OTR	None	21,405	0	0
VANGUARD TOTAL STOCK MARKET ETF	Equity	922908769	1,472	6,467	SH		OTR	None	6,468	0	0
LOWES COMPANIES INC	Equity	548661107	1,424	7,047	SH		OTR	None	7,047	0	0
ISHARES 1-3 YEAR CREDIT BOND ETF	Equity	464288646	1,424	27,539	SH		OTR	None	27,539	0	0
VANGUARD SMALL CAP ETF	Equity	922908751	1,424	6,702	SH		OTR	None	6,702	0	0
ISHARES CORE S&P 500 ETF	Equity	464287200	1,347	2,970	SH		OTR	None	2,970	0	0
NOKIA CORP SPON FUNSPONSORED ADR	Equity	654902204	1,277	233,950	SH		OTR	None	233,950	0	0
NUTRIEN	Equity	67077M108	1,272	12,234	SH		OTR	None	12,234	0	0
ISHARES S&P 100 ETF	Equity	464287101	1,257	6,032	SH		OTR	None	6,033	0	0
RUSSELL MID CAP GROWTH ETF	Equity	464287481	1,256	12,500	SH		OTR	None	12,500	0	0
BERKSHIRE HATHAWAY CLASS B	Equity	084670702	1,247	3,535	SH		OTR	None	3,535	0	0
FREEPORT MCMORAN	Equity	35671D857	1,204	24,217	SH		OTR	None	24,217	0	0
AMAZON	Equity	023135106	1,202	369	SH		OTR	None	369	0	0
WAL-MART STORES INC	Equity	931142103	1,180	7,930	SH		OTR	None	7,930	0	0
VANGUARD DIVIDEND APPRECIATION ETF	Equity	921908844	1,135	7,000	SH		OTR	None	7,000	0	0
ISHARES HIGH YIELD CORPORATE BOND ETF	Equity	46434V407	1,123	25,565	SH		OTR	None	25,565	0	0
ALPS ALERIAN MLP ETF	Equity	00162Q866	1,093	28,540	SH		OTR	None	28,540	0	0
STRYKER CORP	Equity	863667101	1,048	3,920	SH		OTR	None	3,920	0	0
EATON VANCE SENIOR FLOAT	Equity	27828Q105	991	73,964	SH		OTR	None	73,964	0	0
HONEYWELL INTL INC	Equity	438516106	983	5,057	SH		OTR	None	5,057	0	0
BRISTOL MYLERS SQUIBB	Equity	110122108	982	13,458	SH		OTR	None	13,458	0	0
EXELON CORPORATION	Equity	30161N101	975	20,490	SH		OTR	None	20,490	0	0
CHARLES SCHWAB US MID CAP ETF	Equity	808524508	867	11,432	SH		OTR	None	11,433	0	0
WALT DISNEY CO	Equity	254687106	858	6,260	SH		OTR	None	6,260	0	0
ISHARES MSCI EAFE ETF	Equity	464287465	815	11,075	SH		OTR	None	11,075	0	0
EBAY INC	Equity	278642103	795	13,895	SH		OTR	None	13,895	0	0
VANGUARD MID CAP ETF	Equity	922908629	780	3,280	SH		OTR	None	3,280	0	0
CONOCOPHILLIPS	Equity	20825C104	773	7,734	SH		OTR	None	7,734	0	0
BANK OF AMERICA CORP	Equity	060505104	735	17,848	SH		OTR	None	17,848	0	0
NUVEEN AMT FREE QUALITY INCOME FUND	Equity	670657105	709	53,972	SH		OTR	None	53,972	0	0
ISHARES SELECT DIVIDEND ETF	Equity	464287168	679	5,300	SH		OTR	None	5,300	0	0
FACEBOOK	Equity	30303M102	678	3,053	SH		OTR	None	3,053	0	0
PHILIP MORRIS INTL	Equity	718172109	636	6,773	SH		OTR	None	6,773	0	0
CHEVRON CORPORATION	Equity	166764100	626	3,846	SH		OTR	None	3,846	0	0
SPDRS DOW JONES INDUSTRIAL AVERAGE	Equity	78467X109	620	1,790	SH		OTR	None	1,790	0	0
ISHARES CORE S&P MID CAP GROWTH ETF	Equity	464287606	618	8,000	SH		OTR	None	8,000	0	0
ISHARES CORE S&P MID CAP ETF	Equity	464287507	584	2,180	SH		OTR	None	2,180	0	0
SPDR BLMBRG BRCLY HIGH YIELD BND ETF	Equity	78464A417	565	5,513	SH		OTR	None	5,513	0	0
PEPSICO INCORPORATED	Equity	713448108	559	3,340	SH		OTR	None	3,340	0	0
ADOBE	Equity	00724F101	559	1,227	SH		OTR	None	1,227	0	0
NVIDIA	Equity	67066G104	551	2,020	SH		OTR	None	285	0	0
PHYSICIANS REALTY TRUST	Equity	71943U104	549	31,344	SH		OTR	None	31,344	0	0
VALE SA ADR	Equity	91912E105	544	27,250	SH		OTR	None	27,250	0	0
ELI LILLY & COMPANY	Equity	532457108	544	1,900	SH		OTR	None	1,900	0	0
SELECT SECTOR UTI SELECTSPDR ETF	Equity	81369Y886	543	7,300	SH		OTR	None	7,300	0	0
NOVARTIS AG FADR	Equity	66987V109	540	6,160	SH		OTR	None	6,160	0	0
VICTORIA SECRET & CO	Equity	926400102	533	10,381	SH		OTR	None	10,381	0	0
ISHARES IBOXX HIGH YIELDBOND ETF	Equity	464288513	500	6,085	SH		OTR	None	6,085	0	0
ISHARES IBOXX INVT GRADEBOND ETF	Equity	464287242	468	3,875	SH		OTR	None	3,876	0	0
COSTCO WHOLESALE	Equity	22160K105	434	755	SH		OTR	None	755	0	0
ISHARES S&P SMALL CAP 600 GROWTH ETF	Equity	464287887	431	3,450	SH		OTR	None	3,450	0	0
BP PLC FUNSPONSORED ADR	Equity	055622104	399	13,600	SH		OTR	None	13,600	0	0
CONSTELLATION ENERGY CORP	Equity	210371100	383	6,816	SH		OTR	None	6,816	0	0
ALTRIA GROUP INC	Equity	02209S103	346	6,636	SH		OTR	None	6,636	0	0
WALGREENS BOOTS ALLIANCE	Equity	931427108	336	7,515	SH		OTR	None	7,515	0	0
GENERAL MOTORS CO	Equity	37045V100	324	7,428	SH		OTR	None	7,428	0	0
MEDTRONIC PLC F	Equity	G5960L103	324	2,927	SH		OTR	None	2,927	0	0
ISHARES TIPS BOND ETF	Equity	464287176	324	2,603	SH		OTR	None	2,603	0	0
HUNTINGTON BANCSHS	Equity	446150104	324	22,177	SH		OTR	None	22,177	0	0
ISHARES US HEALTHCARE ETF	Equity	464287762	323	1,120	SH		OTR	None	1,121	0	0
ISHARES MBS ETF	Equity	464288588	313	3,074	SH		OTR	None	3,074	0	0
KINDER MORGAN INC	Equity	49456B101	298	15,787	SH		OTR	None	15,787	0	0
ISHARES US ENERGY ETF	Equity	464287796	290	7,100	SH		OTR	None	7,100	0	0
PRINCIPAL FINL	Equity	74251V102	288	3,925	SH		OTR	None	3,925	0	0
TENCENT HOLDINGS	Equity	88032XAD6	287	6,200	SH		OTR	None	6,200	0	0
MONDELEZ INTL CLASS A	Equity	609207105	284	4,528	SH		OTR	None	4,528	0	0
ZOETIS INC	Equity	98978V103	283	1,505	SH		OTR	None	1,505	0	0
BAUSCH HEALTH COS INC	Equity	91911K102	283	12,386	SH		OTR	None	12,386	0	0
PEMBINA PIPELINE CO F	Equity	706327103	282	7,507	SH		OTR	None	7,507	0	0
MARRIOTT INTL INC CLASS A	Equity	571903202	281	1,600	SH		OTR	None	1,600	0	0
BEST BUY INC	Equity	086516101	272	3,000	SH		OTR	None	3,000	0	0
MARVELL TECH GROUP	Equity	G5876H106	272	3,000	SH		OTR	None	3,000	0	0
EDWARD LIFESCIENCES	Equity	28176E108	268	2,280	SH		OTR	None	2,280	0	0
ISHARES INTERNATIONAL SEL DIV ETF	Equity	464288448	263	8,295	SH		OTR	None	8,295	0	0
SPDR MSCI ACWI EX-US ETF	Equity	78463X848	258	9,375	SH		OTR	None	9,375	0	0
AMERIPRISE FINANCIAL	Equity	03076C106	255	850	SH		OTR	None	850	0	0
LABCORP OF AMERICA	Equity	50540R409	243	925	SH		OTR	None	925	0	0
SELECT FINANCIAL SPDR ETF	Equity	81369Y605	241	6,300	SH		OTR	None	6,300	0	0
RAYTHEON TECHNOLOGIES	Equity	09253P109	238	2,410	SH		OTR	None	2,410	0	0
ILLINOIS TOOL WORKS	Equity	452308109	238	1,138	SH		OTR	None	1,138	0	0
ECOLAB	Equity	278865100	237	1,347	SH		OTR	None	1,347	0	0
APPLIED MATERIALS	Equity	038222105	236	1,795	SH		OTR	None	1,795	0	0
PHILLIPS 66	Equity	718546104	234	2,710	SH		OTR	None	2,710	0	0
VANGUARD S&P 500 ETF	Equity	922908363	230	555	SH		OTR	None	555	0	0
INTERCONTINENTAL INC	Equity	45866F104	223	1,690	SH		OTR	None	1,690	0	0
CHURCH & DWIGHT	Equity	171340102	216	2,175	SH		OTR	None	2,175	0	0
MARSH & MCLENNAN CO	Equity	571748102	199	1,168	SH		OTR	None	1,168	0	0
BT GROUP PLC	Equity	G16612106	198	82,000	SH		OTR	None	82,000	0	0
DELL TECHNOLOGIES	Equity	24703L202	193	3,850	SH		OTR	None	3,850	0	0
VMWARE INC	Equity	928563402	192	1,694	SH		OTR	None	1,694	0	0
ISHARES ESG AWARE MSCI USA ETF	Equity	46435G425	192	1,903	SH		OTR	None	1,903	0	0
TEXAS INSTRUMENTS	Equity	882508104	188	1,028	SH		OTR	None	1,028	0	0
HERSHEYS CO	Equity	427866108	186	860	SH		OTR	None	860	0	0
EATON VANCE FLOATING RATE ETF	Equity	278279104	185	14,000	SH		OTR	None	14,000	0	0
POWERSHARES QQQ TRUST SRS 1 ETF IV	Equity	73935A104	184	510	SH		OTR	None	510	0	0
CSX CORP	Equity	126408103	176	4,721	SH		OTR	None	4,722	0	0
AMERICAN EXPRESS	Equity	025816109	171	915	SH		OTR	None	915	0	0
MARATHON PETROLEUM	Equity	56585A102	171	2,000	SH		OTR	None	2,000	0	0
BROADCOM INC	Equity	Y09827109	170	271	SH		OTR	None	271	0	0
ISHARES S&P 500 VALUE ETF	Equity	464287408	167	1,075	SH		OTR	None	1,075	0	0
ISHARES S&P 600 ETF	Equity	464287879	163	1,600	SH		OTR	None	241,800	0	0
BLACKROCK MUNIASSETS CF	Equity	09254J102	162	12,700	SH		OTR	None	12,700	0	0
INVESCO S&P 500 EQUAL WEIGHT ETF	Equity	739371813	157	1,000	SH		OTR	None	1,000	0	0
ISHARES ESG AWARE MSCI USA ETF	Equity	46435U663	157	4,145	SH		OTR	None	4,145	0	0
ROPER TECHNOLOGIES	Equity	776696106	157	333	SH		OTR	None	333	0	0
BLACKROCK MUNIY MICHIGAN	Equity	09254V105	147	11,550	SH		OTR	None	11,550	0	0
SPDR DEVELOPED WORLD EX-USA ETF	Equity	78463X889	145	4,250	SH		OTR	None	4,250	0	0
ISHARES RUSSELL 2000 ETF	Equity	464287655	143	700	SH		OTR	None	700	0	0
ABBOTT LABORATORIES	Equity	002824100	142	1,204	SH		OTR	None	1,204	0	0
ACCENTURE	Equity	G1151C101	134	400	SH		OTR	None	400	0	0
VANGUARD SHORT TERM BOND ETF	Equity	921937827	132	1,697	SH		OTR	None	1,697	0	0
AUTO DATA PROCESSING	Equity	053015103	131	579	SH		OTR	None	579	0	0
TELSA	Equity	88160R101	129	120	SH		OTR	None	120	0	0
TORO CORP	Equity	891092108	127	1,490	SH		OTR	None	1,490	0	0
ISHARES US FINANCIAL ETF	Equity	464287770	119	662	SH		OTR	None	662	0	0
WEC ENERGY GROUP	Equity	976657106	114	1,151	SH		OTR	None	1,151	0	0
BLACKROCK MUNIHOLDINGS	Equity	09253N104	113	7,961	SH		OTR	None	7,961	0	0
SANOFI SPOND FUNSPONSORED ADR	Equity	590328100	112	2,200	SH		OTR	None	2,200	0	0
SPDRS GOLD SHARES ETF	Equity	78463V107	112	625	SH		OTR	None	625	0	0
ISHARES NASDAQ BIOTECHNOLOGY	Equity	464287556	108	830	SH		OTR	None	830	0	0
ISHARES CORE MSCI EAFE ETF	Equity	46432F842	107	1,550	SH		OTR	None	1,550	0	0
ISHARES REGIONAL BANK ETF	Equity	464288728	107	1,820	SH		OTR	None	1,820	0	0
ISHARES GLOBAL 100 ETF	Equity	464287572	106	1,400	SH		OTR	None	1,400	0	0
NEXTERA ENERGY INC	Equity	65339F101	101	1,200	SH		OTR	None	1,200	0	0