Justin Moisio | Chief Administrative Officer |
George Mangiaracina | Chairman and Chief Executive Officer |
Paul Licon | Chief Financial Officer |
Tiffany Entsminger | Chief Operating Officer |
Tom Donatacci | Chief of Staff, Business Development |
Good afternoon, ladies and gentlemen. And welcome to the Impac Mortgage Holdings’ Third Quarter 2020 Conference Call. At this time, all participants are in a listen only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time. [Operator Instructions] As a reminder, this conference call is being recorded.