Joe Joffrion | General Counsel |
George Mangiaracina | Chairman & Chief Executive Officer |
Jon Gloeckner | Treasurer |
Obi Nwokorie | Chief Investment Officer |
Tiffany Entsminger | Chief Operating Officer |
Justin Moisio | Chief Administrative Officer |
Good day and thank you for standing by. Welcome to the Impac Mortgage Holdings Incorporated Fourth Quarter 2021 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded.