Joe Joffrion | General Counsel |
George Mangiaracina | Chairman and CEO |
Jon Gloeckner | Principal Accounting Officer |
Justin Moisio | Chief Administrative Officer |
Hello, and thank you for standing by. My name is Regina, and I will be your conference operator today. At this time, I'd like to welcome everyone to the Impac Mortgage Holdings Fourth Quarter 2022 Earnings Conference Call. [Operator Instructions]
I'd now like to turn the conference over to Joe Joffrion, General Counsel.