Jill Hewitt | SVP and Investor Relations |
Christopher Maher | Chairman and Chief Executive Officer |
Joe Lebel | President and Chief Operating Officer |
Pat Barrett | Executive Vice President and Chief Financial Officer |
Michael Perito | KBW |
David Bishop | Hovde Group |
Matthew Breese | Stephens Inc. |
Manuel Navas | DA Davidson |
Gerry Heffernan | Walthausen |
Good morning and thank you for attending today's OceanFirst Financial Corp. Earnings Conference Call. My name is Camilla, and I'll be your moderator for today's. All lines will be muted during the presentation portion of the call with an opportunity for questions-and-answers at the end. [Operator Instructions] It is now my pleasure to pass the conference over to our host, Jill Hewitt.