Jeffrey Schweitzer | President and Chief Executive Officer |
Brian Richardson | Senior Executive Vice President and Chief Financial Officer |
Michael Keim | President, Univest Bank and Trust Co. |
Timothy Switzer | Keefe, Bruyette, & Woods |
Matthew Breese | Stephens Inc. |
Good morning, and welcome to the Univest Financial Corporation’s Third Quarter 2021 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions]. After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions].