Jeff Schweitzer | President and CEO |
Mike Keim | COO and President, Univest Bank & Trust |
Brian Richardson | CFO |
Tim Switzer | KBW |
Hello, everybody, and welcome to Univest Financial Corporation to hold Fourth Quarter 2022 Earnings Call. [Operator Instructions]
I would now like to turn the conference over to Jeff Schweitzer, President and CEO. Please go ahead.
Thank you, Drew, and good morning, and thank you to all of our listeners for joining us.