Geoff Weiss | Senior Vice President, Investor Relations |
Victor Dodig | President & Chief Executive Officer |
Hratch Panossian | Chief Financial Officer |
Shawn Beber | Chief Risk Officer |
Mike Capatides | Group Head, U.S. Commercial Banking and Wealth Management |
Harry Culham | Group Head, Capital Markets and Direct Financial Services |
Laura Dottori Attanasio | Group Head, Canadian Personal and Business Banking |
Jon Hountalas | Group Head, Canadian Commercial Banking and Wealth Management |
John Aiken | Barclays |
Ebrahim Poonawala | Bank of America |
Gabriel Dechaine | National Bank Financial |
Scott Chan | Canaccord Genuity |
Meny Grauman | Scotiabank |
Sohrab Movahedi | BMO Capital Markets |
Nigel D'Souza | Veritas Investment Research |
Mario Mendonca | TD Securities |
Lemar Persaud | Cormark |
Mike Rizvanovic | KBW |
Doug Young | Desjardins Capital Markets |
Good morning, and welcome to the CIBC Quarterly Financial Results Call. Please be advised that this call is being recorded. I would like to turn the meeting over to Geoff Weiss, Senior Vice President, Investor Relations. Please go ahead, Geoff.
Thank you, and good morning.