|Marissa Martin||General Counsel|
|Paul Perrault||Chairman & CEO|
|Carl Carlson||Co-President & CFO|
|Mark Fitzgibbon||Piper Sandler|
|Laurie Hunsicker||Compass Point|
Hello, and welcome to the Brookline Bancorp Third Quarter 2021 Earnings Call. My name is Emma, and I'll be your operator today. [Operator Instructions] This call is being recorded. [Operator Instructions] It's now my pleasure to hand over to Marissa Martin, General Counsel, to begin. Please go ahead.