Ron Farnsworth | CFO |
Cort O'Haver | President and CEO |
Tory Nixon | Chief Banking Officer |
Rilla Delorier | Chief Strategy Officer |
Dave Shotwell | Chief Risk Officer |
Frank Namdar | Chief Credit Officer |
Jeff Rulis | D.A. Davidson |
Matthew Clark | Piper Jaffray |
Good day, everyone and welcome to the Umpqua Holdings Corporation Third Quarter 2019 Earnings Call. Today's call is being recorded.
And at this time, I would like to turn the conference over to Mr. Ron Farnsworth, Chief Financial Officer. Please go ahead, sir.