Joseph Hassett | IR |
Louis Hoch | Co-Founder, Vice-Chairman, President, CEO & COO |
Houston Frost | SVP, Corporate Development & Prepaid Products |
Gregory Carter | EVP, Payment Acceptance |
Lowell Jewell | SVP & CFO |
Barry Sine | Spartan Capital Securities |
Gary Prestopino | Barrington Research Associates |
Jon Hickman | Ladenburg Thalmann & Co. |
Michael Diana | Maxim Group |
Good morning, and welcome to the Usio earnings conference call for the first quarter ended March 31, 2022. [Operator Instructions]. Participants of this call are advised that the audio of this conference is being broadcast live over the Internet and is also being recorded for playback purposes. A replay will be available shortly after the end of the call through May 26, 2022. And now, I would like to turn the conference over to Joe Hassett, Investor Relations.