Jon Levenson | Head, IR |
Juan Andrade | President, CEO & Director |
Craig Howie | EVP, CFO & Treasurer |
John Doucette | EVP, President & CEO, Reinsurance Division |
Michael Karmilowicz | President & CEO, Everest Insurance Division |
Michael Zaremski | Crédit Suisse |
Joshua Shanker | Bank of America Merrill Lynch |
Yaron Kinar | Goldman Sachs Group |
Elyse Greenspan | Wells Fargo Securities |
Ryan Tunis | Autonomous Research |
Meyer Shields | KBW |
Brian Meredith | UBS Investment Bank |
Philip Stefano | Deutsche Bank |
Good day, and welcome to the Everest Re Group Second Quarter 2020 Earnings Conference Call. Today's conference is being recorded. And now at this time, I'd like to turn the conference over to Mr. Jon Levenson. Please go ahead, sir.