Ken McEwen | Investor Relations Manager |
Edward Rand | President and Chief Executive Officer |
Dana Hendricks | Executive Vice President and Chief Financial Officer |
Michael Boguski | President of Specialty Property and Casualty |
Kevin Shook | President of Workers' Compensation Insurance |
Matthew Carletti | JMP Securities LLC |
Paul Newsome | Piper Sandler & Co. |
Gary Ransom | Dowling & Partners Securities, LLC |
Good morning, everyone, and welcome to the ProAssurance's Conference Call to discuss the Company's Third Quarter 2021 Results. These results were reported in the news release issued on November 8, 2021, and in the Company's quarterly report on Form 10-Q, which was also filed on November 8, 2021. Included in those documents were cautionary statements about the significant risks, uncertainties and other factors that are out of the Company's control and could affect ProAssurance's business and alter expected results. Please review those statements. Management expects to make statements on this call dealing with projections, estimates and expectations and explicitly identifies these as forward-looking statements within the meaning of the U.S.