|Jim Herbert||Founder, Executive Chairman|
|Mike Roffler||Chief Executive Officer, President|
|Mike Selfridge||Chief Banking Officer|
|Bob Thornton||President, Private Wealth Management|
|Olga Tsokova||Chief Accounting Officer, Acting Chief Financial Officer|
|Mike Ioanilli||Vice President and Director of Investor Relations|
|Steven Alexopoulos||JP Morgan|
|Manan Gosalia||Morgan Stanley|
|Bill Carcache||Wolf Research|
|Andrew Liesch||Piper Sandler|
|Tim Coffey||Janney Montgomery Scott|
|Jared Shaw||Wells Fargo|
Greetings, and welcome to First Republic Bank’s Third Quarter 2022 Earnings Conference Call. Today's conference is being recorded.
During today's call the lines will be in a listen-only mode.
Following the presentation the conference will be open for questions. [Operator Instructions].