Darin Arita | Head, IR |
Charlie Lowrey | Chairman and CEO |
Rob Falzon | Vice Chairman |
Andy Sullivan | Head, U.S. Businesses |
Scott Sleyster | Head, International Businesses |
Ken Tanji | CFO |
Rob Axel | Controller and Principal Accounting Officer |
Suneet Kamath | Citi |
Yaron Kinar | Goldman Sachs |
Erik Bass | Autonomous Research |
Jimmy Bhullar | JP Morgan |
Elyse Greenspan | Wells Fargo |
Ryan Krueger | KBW |
Andrew Kligerman | Credit Suisse |
Tracy Benguigui | Barclays |
Humphrey Lee | Dowling & Partners |
John Barnidge | Piper Sandler |
Tom Gallagher | Evercore |
Josh Shanker | Bank of America Securities |
Ladies and gentlemen, thank you for standing by, and welcome to the Prudential Quarterly Earnings Call. At this time, all participants are in a listen-only mode. Later, we will conduct the question-and-answer session. Instructions will be given at that time. [Operator Instructions] And as a reminder, this conference is being recorded.