Ken Vecchione | President and CEO |
Dale Gibbons | CFO |
Timur Braziler | Wells Fargo Securities |
Michael Young | SunTrust Robinson Humphrey |
Chris McGratty | KBW |
Casey Haire | Jefferies |
Brad Milsaps | Piper Sandler |
Gary Tenner | D.A. Davidson |
Brock Vandervliet | UBS |
David Chiaverini | Wedbush Securities |
Jon Arfstrom | RBC Capital Markets |
Tyler Stafford | Stephens Inc. |
Good afternoon, and welcome to the Western Alliance Fourth Quarter 2019 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. Please note this event is being recorded.
I would now like to turn the conference over to Ken Vecchione, President and CEO.